2 products side by side
KFH Classic Islamic Visa Credit Card
Classic Cash Back Card No product wins everything — the right one depends on your need.
| Specs | KFH Classic Islamic Visa Credit Card Kuwait Finance House Egypt | Classic Cash Back Card Abu Dhabi Islamic Bank Egypt |
|---|---|---|
| Network | Visa | Mastercard |
| Tier | Classic | Classic |
| Contactless | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | No | No |
| Credit limit | EGP 8,000 – EGP 15,000 | Up to EGP 9,999 |
| Purchase limit abroad (POS) | EGP 174,000 Best | EGP 4,000 |
| Cash withdrawal limit abroad | EGP 1,000 | — |
| Monthly intl. online limit (from Egypt) | — | EGP 50,000 |
| Effective annual rate (APR) | 60.1% (4% /mo) Best | 79.38% (4.99% /mo) |
| Nominal APR | 48% Best | 59.88% |
| Grace period | 57 days Best | 55 days |
| First year free | No | No |
| Annual fee | EGP 225 Best | EGP 350 |
| Fee waivable | No | No |
| Issuance fee | EGP 225 Best | EGP 350 |
| Late payment fee | — | EGP 125 |
| Over-limit fee | EGP 200 | EGP 125 Best |
| Supplementary card fee/yr | EGP 200 | EGP 350 |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 60.1% (4% /mo) Best | 79.38% (4.99% /mo) |
| Cash advance APR (nominal) | 48% Best | 59.88% |
| Domestic cash advance fee | EGP 100 | 10% (min EGP 100) |
| Cash advance limit | Up to 100% of the credit limit in cash | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | — | 10% (min EGP 100) |
| Lounge access | No | No |
| Installments | No | Yes |
| Travel insurance | No | No |
| Purchase protection | No | Yes |
| Cashback | No | Yes |
| Cashback rate | — | 0.5% |
| Rewards points | Yes | No |
| Rewards program | برنامج مكافآت بنك بيت التمويل الكويتي – مص | — |
| Installment months | — | 36 |
| Min age | 21 | 21 |
| Max age | — | 65 |
| Approved employer | No | No |