2 products side by side
KFH Classic Islamic Visa Credit Card
classic credit card KFH Classic Islamic Visa Credit Card — best on every question below.
| Specs | KFH Classic Islamic Visa Credit Card Kuwait Finance House Egypt | classic credit card Al Baraka Bank Egypt |
|---|---|---|
| Network | Visa | Mastercard |
| Tier | Classic | Classic |
| Contactless | Yes | Yes |
| Apple Pay | Yes | No |
| Google Pay | No | No |
| Credit limit | EGP 8,000 – EGP 15,000 | EGP 5,000 – EGP 9,999 |
| Purchase limit abroad (POS) | EGP 174,000 Best | EGP 100,000 |
| Cash withdrawal limit abroad | EGP 1,000 | EGP 5,000 Best |
| Effective annual rate (APR) | 60.1% (4% /mo) Best | 69.59% (4.5% /mo) |
| Nominal APR | 48% Best | 54% |
| Grace period | 57 days Best | 55 days |
| First year free | No | No |
| Annual fee | EGP 225 Best | EGP 250 |
| Fee waivable | No | No |
| Issuance fee | EGP 225 Best | EGP 250 |
| Over-limit fee | EGP 200 | — |
| Supplementary card fee/yr | EGP 200 | EGP 150 |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 60.1% (4% /mo) Best | 69.59% (4.5% /mo) |
| Cash advance APR (nominal) | 48% Best | 54% |
| Domestic cash advance fee | EGP 100 | EGP 60 |
| Cash advance limit | Up to 100% of the credit limit in cash | — |
| Cash advance fee abroad | — | EGP 100 |
| Lounge access | No | No |
| Installments | No | No |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | Yes | No |
| Rewards program | برنامج مكافآت بنك بيت التمويل الكويتي – مص | — |
| Min age | 21 | 21 |
| Approved employer | No | No |