Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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Credit cards
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2 products side by side
- Remove World Elite Mastercard Credit Card
Al Ahli Bank of Kuwait – Egypt - Remove AAIB World Elite Mastercard Credit Card Arab African International Bank
- Up to 3 products
AAIB World Elite Mastercard Credit Card — best on every question below.
Best for…
- For travel AAIB World Elite Mastercard Credit Card EGP 490,000 vs EGP 10,000 at World Elite Mastercard Credit Card
- Lowest annual fee AAIB World Elite Mastercard Credit Card EGP 6,000 vs EGP 6,500 at World Elite Mastercard Credit Card
If you carry a balance
Biggest differences
- Cash withdrawal limit abroad ×50
- Purchase limit abroad (POS) ×49
- Foreign txn fee 2 pts apart
- Points per EGP 0.5 apart
All specifications
| Specs | World Elite Mastercard Credit Card Al Ahli Bank of Kuwait – Egypt | AAIB World Elite Mastercard Credit Card Arab African International Bank |
|---|---|---|
| Network | Mastercard | Mastercard |
| Tier | World Elite | World Elite |
| Contactless | Yes | Yes |
| Apple Pay | No | Yes |
| Google Pay | No | No |
| Credit limit | Up to EGP 1,000,000 | EGP 250,000 – EGP 5,000,000 |
| Purchase limit abroad (POS) | EGP 10,000 | EGP 490,000 Best |
| Cash withdrawal limit abroad | EGP 200 | EGP 10,000 Best |
| Monthly intl. online limit (from Egypt) | — | EGP 200,000 |
| Effective annual rate (APR) | 60.1% (4% /mo) | 60.1% (4% /mo) |
| Nominal APR | 48% | 48% |
| Installment interest | — | 95% |
| Grace period | 52 days | 55 days Best |
| First year free | No | No |
| Annual fee | EGP 6,500 | EGP 6,000 Best |
| Fee waivable | No | No |
| Issuance fee | — | EGP 6,000 |
| Late payment fee | EGP 150 | EGP 150 |
| Over-limit fee | EGP 150 | EGP 150 |
| Supplementary card fee/yr | EGP 3,000 | EGP 6,000 |
| Foreign txn fee | 3% Best | 5% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 68.04% (4.42% /mo) | 60.1% (4% /mo) Best |
| Cash advance APR (nominal) | 53.04% | 48% Best |
| Domestic cash advance fee | EGP 100 | 3% (min EGP 40) |
| Cash advance limit | — | Up to 90% of the credit limit in cash |
| Cash advance fee abroad | EGP 150 | 3% (min EGP 50) |
| Lounge access | Yes | Yes |
| Installments | Yes | Yes |
| Travel insurance | Yes | Yes |
| Purchase protection | Yes | Yes |
| Cashback | No | No |
| Rewards points | Yes | Yes |
| Rewards program | برنامج نقاط اكسترا | برنامج المكافآت |
| Points per EGP | 2 | 2.5 Best |
| Signup bonus | — | 2.5 نقطة لكل جنيه |
| Free lounge visits/yr | — | 10 |
| Installment months | 60 | 60 |
| Min salary | — | EGP 10,000 |
| Min monthly income | — | EGP 10,000 |
| Min age | 21 | 21 |
| Max age | — | 65 |
| Approved employer | No | No |