World Elite Mastercard Credit Card

Al Ahli Bank of Kuwait – Egypt · Credit cards · Egyptian Pound · 3.0 · Saturday 24 October 2026 - 03:06 PM

The World Elite Mastercard Credit Card offers exclusive travel benefits and rewards, with monthly interest rates of 4% on purchases and 4.42% on cash withdrawals

Annual fee: EGP 6,500
Rewards: Rewards points
Effective APR: 60.1%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

I pay my card off in full
- Has a rewards programme
I want to avoid card fees
- Annual fee lower than average

Not for you if

I carry a balance month to month
- Purchase APR higher than average
I want the most cashback

Not yet evaluated for: I want a card that is easy to get

Annual fee EGP 6,500 Below the median of 10 World Elite cards (EGP 8,000)
Effective APR 60.1%

What it actually costs you

Clearing it in full before the due date, your cost is EGP 6,500 a year — no interest.

Not known yet

1 more detail we don't have yet

All of this is measured against elite cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless

Credit limit: Up to EGP 1,000,000
Purchase limit abroad (POS): EGP 10,000
Cash withdrawal limit abroad: EGP 200

Interest & fees

Effective annual rate (APR): 60.1% (4% /mo)
Nominal APR: 48%
Grace period: 52 days
Annual fee: EGP 6,500
Fee waivable: No
Late payment fee: EGP 150
Over-limit fee: EGP 150
Supplementary card fee/yr: EGP 3,000
Foreign txn fee: 3%
Min payment (%): 5%
Min payment (fixed): EGP 100

Cash advance

Cash advance APR (effective): 68.04% (4.42% /mo)
Cash advance APR (nominal): 53.04%
Domestic cash advance fee: EGP 100
Cash advance fee abroad: EGP 150

Rewards & benefits

Lounge access Installments · up to 60 mo Travel insurance Purchase protection

Rewards program: برنامج نقاط اكسترا
Points per EGP: 2

Eligibility

Min age: 21
Approved employer: No
Accepted employment types: EmployedGovernmentMilitarySelf-EmployedPensionerFreelancerUnemployed
Accepted professions: any profession
Required documents: National ID CopyPassport Copy

Do the maths

World Elite Mastercard Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.0

3.0 Banky rating

Pros

Offers at hotels, restaurants, and spas across the Middle East and Africa
Create or change your credit card PIN through ABK–Egypt ATMs.

Cons

The monthly interest rate is 4% on purchases and 4.42% on cash withdrawals, which is relatively high.

Our take

The World Elite Mastercard Credit Card offers a range of benefits, including airport lounge access, purchase protection, rewards, installment plans, and travel and lifestyle services. However, the monthly interest rate is 4% on purchases and 4.42% on cash withdrawals, which may increase borrowing costs when balances are not paid in full. Careful credit management is recommended to maximize the card’s benefits and avoid high interest expenses.

The World Elite Mastercard Credit Card offers exclusive travel benefits and rewards, with monthly interest rates of 4% on purchases and 4.42% on cash withdrawals

Compare

Alternatives at a glance
World Elite Mastercard Credit Card Al Ahli Bank of Kuwait – Egypt This one	World Elite Credit Card BANQUE MISR	AAIB World Elite Mastercard Credit Card Arab African International Bank	IDB World Elite Mastercard Credit Card The Industrial Development Bank
Annual fee
EGP 6,500	EGP 8,000	EGP 6,000	EGP 8,000
Rewards
Rewards points	Rewards points	Rewards points	Rewards points
Effective APR
60.1%	60.1%	60.1%	34.49%

Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Saturday 24 October 2026 - 02:58 PM