3 products side by side
NBK Infinite Visa Credit Card
ABC Infinite Visa Credit Card
NBE Infinite Visa Credit Card No product wins everything — the right one depends on your need.
| Specs | NBK Infinite Visa Credit Card National Bank of Kuwait Egypt | ABC Infinite Visa Credit Card bank abc | NBE Infinite Visa Credit Card National Bank of Egypt |
|---|---|---|---|
| Network | Visa | Visa | Visa |
| Tier | Infinite | Infinite | Infinite |
| Contactless | Yes | Yes | Yes |
| Apple Pay | Yes | No | Yes |
| Google Pay | No | No | No |
| Credit limit | Up to EGP 20,000,000 | EGP 400,000 – EGP 2,000,000 | EGP 1,500,000 – EGP 3,000,000 |
| Purchase limit abroad (POS) | — | EGP 490,000 | EGP 500,000 Best |
| Cash withdrawal limit abroad | — | EGP 4,000 | EGP 11,250 Best |
| Monthly intl. online limit (from Egypt) | — | EGP 195,000 Best | EGP 50,000 |
| Effective annual rate (APR) | — | 26.82% (2% /mo) Best | 51.11% (3.5% /mo) |
| Nominal APR | — | 24% Best | 42% |
| Installment interest | — | — | 95% |
| Grace period | 58 days Best | 53 days | 57 days |
| First year free | No | No | No |
| Annual fee | EGP 8,000 | EGP 6,000 Best | EGP 8,000 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 8,000 | EGP 6,000 Best | EGP 8,000 |
| Late payment fee | — | EGP 200 | EGP 75 Best |
| Over-limit fee | — | EGP 150 | EGP 75 Best |
| Supplementary card fee/yr | EGP 7,000 (first 2 free) | EGP 3,000 | EGP 1,000 |
| Foreign txn fee | — | 3% | 3% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | — | 26.82% (2% /mo) Best | 51.11% (3.5% /mo) |
| Cash advance APR (nominal) | — | 24% Best | 42% |
| Domestic cash advance fee | — | 6% (min EGP 100) | 2% (min EGP 20) Best |
| Cash advance limit | — | Up to 75% of the credit limit in cash | Up to 100% of the credit limit in cash Best |
| Cash advance fee abroad | — | 12% (min EGP 200) | 3% (min EGP 100) Best |
| Lounge access | No | Yes | Yes |
| Installments | No | Yes | Yes |
| Travel insurance | No | Yes | Yes |
| Purchase protection | No | Yes | Yes |
| Cashback | No | No | No |
| Rewards points | No | Yes | Yes |
| Rewards program | — | برنامج مكافآت ABC بلس+ | نقاط الأهلي للمكافات |
| Points per EGP | — | — | 2 |
| Points expiry | — | — | 12 mo |
| Signup bonus | — | — | نقطة لكل جنيه |
| Free lounge visits/yr | — | — | 2 |
| Installment months | — | 36 | 36 |
| Min age | — | 21 | 21 |
| Max age | — | — | 60 |
| Approved employer | No | No | No |