2 products side by side
NBK Gold Visa Credit Card
ABE Gold Visa Credit Card No product wins everything — the right one depends on your need.
| Specs | NBK Gold Visa Credit Card National Bank of Kuwait Egypt | ABE Gold Visa Credit Card Agricultural Bank of Egypt |
|---|---|---|
| Network | Visa | Visa |
| Tier | Gold | Gold |
| Contactless | Yes | Yes |
| Apple Pay | Yes | No |
| Google Pay | No | No |
| Credit limit | EGP 10,000 – EGP 100,000 | EGP 5,000 – EGP 39,999 |
| Purchase limit abroad (POS) | — | EGP 50,000 |
| Cash withdrawal limit abroad | — | EGP 5,000 |
| Monthly intl. online limit (from Egypt) | — | EGP 50,000 |
| Effective annual rate (APR) | — | 42.58% (3% /mo) |
| Nominal APR | — | 36% |
| Installment interest | — | 95% |
| Grace period | 55 days | 57 days Best |
| First year free | No | No |
| Annual fee | EGP 250 | EGP 200 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 250 | EGP 200 Best |
| Late payment fee | — | EGP 150 |
| Over-limit fee | — | EGP 150 |
| Supplementary card fee/yr | EGP 250 (first 2 free) | EGP 200 (first 1 free) |
| Foreign txn fee | — | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | — | 42.58% (3% /mo) |
| Cash advance APR (nominal) | — | 36% |
| Domestic cash advance fee | — | 5% (min EGP 50) |
| Cash advance limit | — | Up to 90% of the credit limit in cash |
| Cash advance fee abroad | — | 10% (min EGP 60) |
| Lounge access | No | No |
| Installments | No | Yes |
| Travel insurance | No | Yes |
| Purchase protection | No | Yes |
| Cashback | No | No |
| Rewards points | No | No |
| Installment months | — | 36 |
| Min age | — | 21 |
| Max age | — | 65 |
| Approved employer | No | No |