ABE Gold Visa Credit Card — Agricultural Bank of Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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0% installments
ABE Gold Visa Credit Card

ABE Gold Visa Credit Card

Visa
Agricultural Bank of Egypt · Credit cards · Egyptian Pound · 2.0 · Monday 06 July 2026 - 10:57 AM

The Agricultural Bank’s Visa Gold card is the "reliable everyday card."

Annual fee
EGP 200
Rewards
None
Effective APR
42.58%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I carry a balance month to month
    • Purchase APR lower than average
  • I want to avoid card fees
    • Annual fee lower than average
  • I want a card that is easy to get
    • Minimum credit limit higher than average

Not for you if

  • I pay my card off in full
    • Annual fee lower than average
  • I want the most cashback
  • Annual fee EGP 200 Below the median of 23 Gold cards (EGP 300)
  • Effective APR 42.58% Below the median of 22 Gold cards (60.1%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 200 a year — no interest.

What's good

  • Interest-free instalments

All of this is measured against entry-level cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 5,000 – EGP 39,999
Purchase limit abroad (POS)
EGP 50,000
Cash withdrawal limit abroad
EGP 5,000
Monthly intl. online limit (from Egypt)
EGP 50,000

Interest & fees

Effective annual rate (APR)
42.58% (3% /mo)
Nominal APR
36%
Installment interest
95%
Grace period
57 days
Annual fee
EGP 200
Fee waivable
No
Issuance fee
EGP 200
Late payment fee
EGP 150
Over-limit fee
EGP 150
Supplementary card fee/yr
EGP 200 (first 1 free)
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
42.58% (3% /mo)
Cash advance APR (nominal)
36%
Domestic
Domestic cash advance fee
5% (min EGP 50)
Cash advance limit
Up to 90% of the credit limit in cash
Abroad
Cash advance fee abroad
10% (min EGP 60)

Rewards & benefits

Installments · up to 36 mo Travel insurance Purchase protection
Detailed benefits
Other 1
  • سحب نقدي إمكانية استخدام البطاقة في السحب النقدي.
Shopping 3
  • تسوق اونلاين التسوق والدفع عبر الإنترنت.
  • المشتريات الشراء من المتاجر ونقاط البيع المختلفة.
  • سماح على المشتريات إمكانية سداد كامل المديونية دون احتساب فوائد خلال فترة السماح.
Insurance 1
  • تأمين بضمان الحيازة الزراعية بطاقة الحيازة فى حالة اصدار البطاقة بضمان الحيازة الزراعية للحائزين

Eligibility

Min age
21
Max age
65
Approved employer
No
Accepted employment types
EmployedGovernmentMilitarySelf-EmployedFreelancer
Accepted professions
any profession
Accepted security types
Salary TransferWithout Salary TransferCredit Card-BackedCommercial Register & Tax Card
Required documents
National ID CopySalary Slip (Last 3 Months)Bank Statement (Last 3 Months)Recent Utility BillBank Statement (Last 6 Months)Commercial RegisterTax Card
Eligibility criteria
Min supplementary age18
Nationalityegyptian

Do the maths

ABE Gold Visa Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 2.0

2.0 Banky rating

Pros

  • The card can be used for cash withdrawals and for purchases from merchants and online.
  • Repayment grace period of up to 57 days.
  • The customer may settle the entire outstanding balance without incurring interest, or pay a monthly minimum of 5% of the balance, with a debit interest rate applied to the remaining amount.
  • Full support for the One-Time Password (OTP) feature for secure online purchases, in addition to contactless payment technology.

Cons

  • A low credit limit of up to 39,999 pounds.
  • Absence of premium luxury features: Unlike the Titanium and Platinum tiers, the "Gold" card does not offer complimentary access to airport lounges.

Our take

Choose the "Visa Gold" card if you simply need a standard everyday card for cash withdrawals and deposits, shopping at local stores and supermarkets within Egypt, and making online payments to local service providers (such as gas, electricity, and telecom bills) with minimal administrative fees. It is an excellent, highly cost-effective choice, thanks to its low fees and the bank's extensive branch network.

The Agricultural Bank’s Visa Gold card is the "reliable everyday card."

Compare

Alternatives at a glance
ABE Gold Visa Credit Card ABE Gold Visa Credit Card Agricultural Bank of Egypt This oneNBK Gold Visa Credit Card NBK Gold Visa Credit Card National Bank of Kuwait Egypt United Bank Gold Visa Credit Card the united bank Visa Gold Visa Gold National Bank of Egypt
Annual fee
EGP 200 EGP 250 EGP 300 EGP 150
Rewards
None None Rewards points Rewards points
Effective APR
42.58% — 38.16% 51.11%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:55 AM Updated Monday 26 October 2026 - 05:24 PM