2 products side by side
ABC Platinum Visa Credit Card
NBK Platinum Visa Credit Card No product wins everything — the right one depends on your need.
| Specs | ABC Platinum Visa Credit Card bank abc | NBK Platinum Visa Credit Card National Bank of Kuwait Egypt |
|---|---|---|
| Network | Visa | Visa |
| Tier | Platinum | Platinum |
| Contactless | Yes | Yes |
| Apple Pay | No | Yes |
| Google Pay | No | No |
| Credit limit | EGP 15,000 – EGP 149,999 | EGP 100,000 – EGP 500,000 |
| Purchase limit abroad (POS) | EGP 250,000 | — |
| Cash withdrawal limit abroad | EGP 4,000 | — |
| Monthly intl. online limit (from Egypt) | EGP 90,000 | — |
| Effective annual rate (APR) | 26.82% (2% /mo) | — |
| Nominal APR | 24% | — |
| Grace period | 53 days | 58 days Best |
| First year free | No | No |
| Annual fee | EGP 700 | EGP 600 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 700 | EGP 600 Best |
| Late payment fee | EGP 200 | — |
| Over-limit fee | EGP 150 | — |
| Supplementary card fee/yr | EGP 400 | EGP 600 (first 2 free) |
| Foreign txn fee | 3% | — |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 26.82% (2% /mo) | — |
| Cash advance APR (nominal) | 24% | — |
| Domestic cash advance fee | 6% (min EGP 100) | — |
| Cash advance limit | Up to 75% of the credit limit in cash | — |
| Cash advance fee abroad | 12% (min EGP 200) | — |
| Lounge access | Yes | No |
| Installments | Yes | No |
| Travel insurance | No | No |
| Purchase protection | Yes | No |
| Cashback | No | No |
| Rewards points | Yes | No |
| Rewards program | برنامج مكافآت ABC بلس+ | — |
| Free lounge visits/yr | 2 | — |
| Installment months | 36 | — |
| Min age | 21 | — |
| Approved employer | No | No |