2 products side by side
ABC Gold Visa Credit Card
EALB Gold Mastercard Credit Card EALB Gold Mastercard Credit Card — best on every question below.
| Specs | ABC Gold Visa Credit Card bank abc | EALB Gold Mastercard Credit Card Egyptian Arab Land Bank |
|---|---|---|
| Network | Visa | Mastercard |
| Tier | Gold | Gold |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 3,000 – EGP 14,999 | — |
| Purchase limit abroad (POS) | EGP 150,000 | — |
| Cash withdrawal limit abroad | EGP 4,000 | — |
| Monthly intl. online limit (from Egypt) | EGP 40,000 | — |
| Effective annual rate (APR) | 26.82% (2% /mo) | 20.98% (1.6% /mo) Best |
| Nominal APR | 24% | 19.2% Best |
| Grace period | 53 days | 56 days Best |
| First year free | No | No |
| Annual fee | EGP 400 | EGP 50 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 400 | — |
| Late payment fee | EGP 200 | — |
| Over-limit fee | EGP 150 | — |
| Supplementary card fee/yr | EGP 250 | — |
| Foreign txn fee | 3% | — |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 26.82% (2% /mo) | — |
| Cash advance APR (nominal) | 24% | — |
| Domestic cash advance fee | 6% (min EGP 100) | EGP 20 |
| Cash advance limit | Up to 75% of the credit limit in cash | — |
| Cash advance fee abroad | 12% (min EGP 200) | — |
| Lounge access | No | No |
| Installments | Yes | No |
| Travel insurance | No | No |
| Purchase protection | Yes | No |
| Cashback | No | No |
| Rewards points | Yes | No |
| Rewards program | برنامج مكافآت ABC بلس+ | — |
| Installment months | 36 | — |
| Min age | 21 | — |
| Approved employer | No | No |