2 products side by side
EALB Gold Mastercard Credit Card
ABC Gold Visa Credit Card EALB Gold Mastercard Credit Card — best on every question below.
| Specs | EALB Gold Mastercard Credit Card Egyptian Arab Land Bank | ABC Gold Visa Credit Card bank abc |
|---|---|---|
| Network | Mastercard | Visa |
| Tier | Gold | Gold |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | — | EGP 3,000 – EGP 14,999 |
| Purchase limit abroad (POS) | — | EGP 150,000 |
| Cash withdrawal limit abroad | — | EGP 4,000 |
| Monthly intl. online limit (from Egypt) | — | EGP 40,000 |
| Effective annual rate (APR) | 20.98% (1.6% /mo) Best | 26.82% (2% /mo) |
| Nominal APR | 19.2% Best | 24% |
| Grace period | 56 days Best | 53 days |
| First year free | No | No |
| Annual fee | EGP 50 Best | EGP 400 |
| Fee waivable | No | No |
| Issuance fee | — | EGP 400 |
| Late payment fee | — | EGP 200 |
| Over-limit fee | — | EGP 150 |
| Supplementary card fee/yr | — | EGP 250 |
| Foreign txn fee | — | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | — | 26.82% (2% /mo) |
| Cash advance APR (nominal) | — | 24% |
| Domestic cash advance fee | EGP 20 | 6% (min EGP 100) |
| Cash advance limit | — | Up to 75% of the credit limit in cash |
| Cash advance fee abroad | — | 12% (min EGP 200) |
| Lounge access | No | No |
| Installments | No | Yes |
| Travel insurance | No | No |
| Purchase protection | No | Yes |
| Cashback | No | No |
| Rewards points | No | Yes |
| Rewards program | — | برنامج مكافآت ABC بلس+ |
| Installment months | — | 36 |
| Min age | — | 21 |
| Approved employer | No | No |