Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
- Remove
AlexBank Platinum Mastercard Credit Card 
Alex Bank - Remove
NBE Platinum Visa Credit Card 
National Bank of Egypt - Remove
Visa Platinum Credit Card SUEZ CANAL BANK
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance AlexBank Platinum Mastercard Credit Card 30.6% vs 55.55% at Visa Platinum Credit Card
- For cashback AlexBank Platinum Mastercard Credit Card 10% vs 0% at NBE Platinum Visa Credit Card & Visa Platinum Credit Card
- For travel Visa Platinum Credit Card EGP 300,000 vs EGP 250,000 at NBE Platinum Visa Credit Card
- Lowest annual fee AlexBank Platinum Mastercard Credit Card EGP 400 vs EGP 600 at Visa Platinum Credit Card
If you carry a balance
Biggest differences
- Effective annual rate (APR) 24.95 pts apart
- Annual fee EGP 200 apart
- Cash advance APR (effective) 12.97 pts apart
All specifications
| Specs | AlexBank Platinum Mastercard Credit Card Alex Bank | NBE Platinum Visa Credit Card National Bank of Egypt | Visa Platinum Credit Card SUEZ CANAL BANK |
|---|---|---|---|
| Network | Mastercard | Visa | Visa |
| Tier | Platinum | Platinum | Platinum |
| Contactless | Yes | Yes | Yes |
| Apple Pay | Yes | No | No |
| Google Pay | No | No | No |
| Credit limit | EGP 100,000 – EGP 249,999 | Up to EGP 250,000 | EGP 100,000 – EGP 999,999 |
| Purchase limit abroad (POS) | — | EGP 250,000 | EGP 300,000 Best |
| Cash withdrawal limit abroad | — | EGP 11,250 Best | EGP 10,000 |
| Monthly intl. online limit (from Egypt) | — | EGP 100,000 | — |
| Effective annual rate (APR) | 30.6% (2.25% /mo) Best | 51.11% (3.5% /mo) | 55.55% (3.75% /mo) |
| Nominal APR | 27% Best | 42% | 45% |
| Installment interest | — | 95% | — |
| Grace period | 56 days | 57 days Best | 57 days Best |
| First year free | No | No | No |
| Annual fee | EGP 400 Best | EGP 500 | EGP 600 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 650 | EGP 500 Best | EGP 600 |
| Late payment fee | — | EGP 75 Best | EGP 150 |
| Over-limit fee | — | EGP 75 Best | EGP 150 |
| Supplementary card fee/yr | EGP 650 | EGP 250 (first 2 free) | EGP 300 |
| Foreign txn fee | — | 3% | 3% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 42.58% (3% /mo) Best | 51.11% (3.5% /mo) | 55.55% (3.75% /mo) |
| Cash advance APR (nominal) | 36% Best | 42% | 45% |
| Domestic cash advance fee | — | 2% (min EGP 20) Best | 5% (min EGP 150) |
| Cash advance limit | — | Up to 100% of the credit limit in cash | — |
| Cash advance fee abroad | — | 3% (min EGP 100) Best | 5% (min EGP 50) |
| Lounge access | Yes | Yes | Yes |
| Installments | No | Yes | Yes |
| Travel insurance | No | Yes | No |
| Purchase protection | No | Yes | Yes |
| Cashback | Yes | No | No |
| Cashback rate | 10% | — | — |
| Rewards points | No | Yes | Yes |
| Rewards program | — | نقاط الأهلي للمكافات | نقاطي |
| Points per EGP | — | 1 | 2 Best |
| Points expiry | — | 12 mo | — |
| Signup bonus | — | نقطة لكل جنيه | — |
| Free lounge visits/yr | — | 6 | 6 |
| Installment months | — | 36 | 60 |
| Min age | 21 | 21 | 21 |
| Max age | 65 | 60 | 65 |
| Approved employer | No | No | Yes |