NBE Platinum Visa Credit Card
The National Bank of Egypt’s Visa Platinum credit card is classified as a premium card, designed to meet the needs of customers seeking high credit limits and comprehensive travel and shopping benefits.
- Annual fee
- EGP 500
- Rewards
- Rewards points
- Effective APR
- 51.11%
32 live offers on this card Discount 28 · Zero Interest Installment 4 · Triple Zero 3
- Amazon Prime amazon prime
- 10% discount at Parnassus Bookstores. Bernasos
- Parnassus No merchant
- خصم 15% لدى فنادق كونكورد السلام شرم الشيخ Concorde El Salam Hotels Sharm El Sheikh
- خصم 15% لدى فندق كونكورد مورين مرسى علم Concorde Moreen Beach Resort & Spa, Marsa Alam
- Rizkalla Rizkallah
Nearest end first · 6 of 32
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I carry a balance month to month
- Purchase APR lower than average
- I want to avoid card fees
- Annual fee lower than average
Not for you if
- I want the most cashback
Not yet evaluated for: I want a card that is easy to get
- Annual fee EGP 500 Below the median of 37 Platinum cards (EGP 600)
- Effective APR 51.11% Below the median of 34 Platinum cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 500 a year — no interest.
What's good
- Interest-free instalments
Not known yet
1 more detail we don't have yet
All of this is measured against premium cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- Up to EGP 250,000
- Purchase limit abroad (POS)
- EGP 250,000
- Cash withdrawal limit abroad
- EGP 11,250
- Monthly intl. online limit (from Egypt)
- EGP 100,000
Interest & fees
- Effective annual rate (APR)
- 51.11% (3.5% /mo)
- Nominal APR
- 42%
- Installment interest
- 95%
- Grace period
- 57 days
- Annual fee
- EGP 500
- Fee waivable
- No
- Issuance fee
- EGP 500
- Late payment fee
- EGP 75
- Over-limit fee
- EGP 75
- Supplementary card fee/yr
- EGP 250 (first 2 free)
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 51.11% (3.5% /mo)
- Cash advance APR (nominal)
- 42%
- Domestic cash advance fee
- 2% (min EGP 20)
- Cash advance limit
- Up to 100% of the credit limit in cash
- Cash advance fee abroad
- 3% (min EGP 100)
Rewards & benefits
- Rewards program
- نقاط الأهلي للمكافات
- Points per EGP
- 1
- Points expiry
- 12 mo
- Signup bonus
- نقطة لكل جنيه
- ضمان على المشتريات إمكانيه مضاعفة فترة الضمان لجميع السلع عند الشراء ببطاقة فيزا البنك الاهلي المصري البلاتينية الائتمانية والتي تصل الى 12 شهر مقدمة من هيئة فيزا
- مزايا اضافية يمكن لحاملي بطاقات فيزا بلاتينم الاطلاع علي جميع المزايا الأساسية لبطاقات فيزا المرتبطة بنوع البطاقة الخاصة بهم والاستفادة منها مباشرةً من خلال القسم الجديد (Visa Benefits+) في تطبيق Visa Airport Companion.
- خدمات فيزا يمكن لحاملي بطاقات فيزا بلاتينم الاطلاع علي جميع المزايا الأساسية لبطاقات فيزا المرتبطة بنوع البطاقة الخاصة بهم والاستفادة منها مباشرةً من خلال القسم الجديد (Visa Benefits+) في تطبيق Visa Airport Companion.
- دخول صالات المطارات تمنح شركة فيزا حاملي بطاقات فيزا بلاتينم الائتمانية الصادرة في مصر ميزة الاستفادة بعدد 6 مرات من الدخول المجاني إلى صالات المطارات حول العالم
Eligibility
- Min age
- 21
- Max age
- 60
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedFreelancer
- Accepted professions
- any profession
- Accepted security types
- Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)Credit Card-BackedCommercial Register & Tax Card
- Required documents
- National ID CopyPassport CopyBank Statement (Last 3 Months)Bank Statement (Last 6 Months)Recent Utility BillCommercial RegisterTax Card
| Min supplementary age | 15 |
| Nationality | both |
Do the maths
Our take
Pros
- High credit limit: The card’s credit limit starts at amounts suitable for large purchases and reaches a maximum of 250,000 EGP.
- Long grace period: The card offers a grace period of up to 57 days on purchases only.
- The card grants you 6 complimentary annual visits to over 1,200 airport lounges worldwide via the Visa Airport Companion app.
- Free supplementary cards: You can issue up to two supplementary cards for free for your family members.
- Comprehensive insurance against loss or damage for all purchases made using the card.
- The option to double the warranty period for purchased goods, extending it by up to an additional 12 months.
- Free global medical and legal advice service, with free SMS notifications to track transactions.
Cons
- Higher annual costs: As it is a Platinum card, the fees for issuance and annual renewal are higher compared to standard (Titanium) cards.
- International lounge access spending requirement: Although it offers six visits (better than the two provided by the Titanium card), the requirement to spend $5 internationally prior to travel can be a hurdle for those who do not regularly use the card for foreign transactions.
Our take
The Al Ahli Bank Visa Platinum card represents a genuine step up into the world of premium cards. If you have high monthly spending—such as purchasing appliances or booking trips for significant amounts—and wish to accumulate reward points quickly (1.5 points per EGP), this is the ideal choice for you. It also offers a great solution for travelers, providing six airport lounge visits; simply make an international purchase or top-up of at least $5 prior to travel to activate this benefit.
The National Bank of Egypt’s Visa Platinum credit card is classified as a premium card, designed to meet the needs of customers seeking high credit limits and comprehensive travel and shopping benefits.
Compare
| NBE Platinum Visa Credit Card National Bank of Egypt This one |  NBE Platinum Mastercard Credit Card National Bank of Egypt |  AlexBank Platinum Mastercard Credit Card Alex Bank |  Visa Platinum Credit Card SUEZ CANAL BANK |
|---|---|---|---|
| Annual fee | |||
| EGP 500 | EGP 500 | EGP 400 | EGP 600 |
| Rewards | |||
| Rewards points | Rewards points | 10% cashback | Rewards points |
| Effective APR | |||
| 51.11% | 51.11% | 30.6% | 55.55% |
Added Thursday 02 July 2026 - 01:55 AM Updated Sunday 25 October 2026 - 09:30 PM