Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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Credit cards
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2 products side by side
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AlexBank Platinum Mastercard Credit Card 
Alex Bank - Remove
NBE Platinum Visa Credit Card 
National Bank of Egypt - Up to 3 products
AlexBank Platinum Mastercard Credit Card — best on every question below.
Best for…
- If you carry a balance AlexBank Platinum Mastercard Credit Card 30.6% vs 51.11% at NBE Platinum Visa Credit Card
- For cashback AlexBank Platinum Mastercard Credit Card 10% vs 0% at NBE Platinum Visa Credit Card
- Lowest annual fee AlexBank Platinum Mastercard Credit Card EGP 400 vs EGP 500 at NBE Platinum Visa Credit Card
If you carry a balance
Biggest differences
- Effective annual rate (APR) 20.51 pts apart
- Annual fee EGP 100 apart
- Cash advance APR (effective) 8.53 pts apart
All specifications
| Specs | AlexBank Platinum Mastercard Credit Card Alex Bank | NBE Platinum Visa Credit Card National Bank of Egypt |
|---|---|---|
| Network | Mastercard | Visa |
| Tier | Platinum | Platinum |
| Contactless | Yes | Yes |
| Apple Pay | Yes | No |
| Google Pay | No | No |
| Credit limit | EGP 100,000 – EGP 249,999 | Up to EGP 250,000 |
| Purchase limit abroad (POS) | — | EGP 250,000 |
| Cash withdrawal limit abroad | — | EGP 11,250 |
| Monthly intl. online limit (from Egypt) | — | EGP 100,000 |
| Effective annual rate (APR) | 30.6% (2.25% /mo) Best | 51.11% (3.5% /mo) |
| Nominal APR | 27% Best | 42% |
| Installment interest | — | 95% |
| Grace period | 56 days | 57 days Best |
| First year free | No | No |
| Annual fee | EGP 400 Best | EGP 500 |
| Fee waivable | No | No |
| Issuance fee | EGP 650 | EGP 500 Best |
| Late payment fee | — | EGP 75 |
| Over-limit fee | — | EGP 75 |
| Supplementary card fee/yr | EGP 650 | EGP 250 (first 2 free) |
| Foreign txn fee | — | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 42.58% (3% /mo) Best | 51.11% (3.5% /mo) |
| Cash advance APR (nominal) | 36% Best | 42% |
| Domestic cash advance fee | — | 2% (min EGP 20) |
| Cash advance limit | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | — | 3% (min EGP 100) |
| Lounge access | Yes | Yes |
| Installments | No | Yes |
| Travel insurance | No | Yes |
| Purchase protection | No | Yes |
| Cashback | Yes | No |
| Cashback rate | 10% | — |
| Rewards points | No | Yes |
| Rewards program | — | نقاط الأهلي للمكافات |
| Points per EGP | — | 1 |
| Points expiry | — | 12 mo |
| Signup bonus | — | نقطة لكل جنيه |
| Free lounge visits/yr | — | 6 |
| Installment months | — | 36 |
| Min age | 21 | 21 |
| Max age | 65 | 60 |
| Approved employer | No | No |