Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
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- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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2 products side by side
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AlexBank Titanium Mastercard Credit Card 
Alex Bank - Remove
Titanium Mastercard The Industrial Development Bank - Up to 3 products
AlexBank Titanium Mastercard Credit Card — best on every question below.
Best for…
- If you carry a balance AlexBank Titanium Mastercard Credit Card 30.6% vs 60.1% at Titanium Mastercard
- For cashback AlexBank Titanium Mastercard Credit Card 10% vs 0% at Titanium Mastercard
- Lowest annual fee AlexBank Titanium Mastercard Credit Card EGP 250 vs EGP 350 at Titanium Mastercard
If you carry a balance
Biggest differences
- Effective annual rate (APR) 29.5 pts apart
- Annual fee EGP 100 apart
All specifications
| Specs | AlexBank Titanium Mastercard Credit Card Alex Bank | Titanium Mastercard The Industrial Development Bank |
|---|---|---|
| Network | Mastercard | Mastercard |
| Tier | Titanium | Titanium |
| Contactless | Yes | Yes |
| Apple Pay | Yes | No |
| Google Pay | No | No |
| Credit limit | EGP 30,000 – EGP 99,999 | EGP 10,000 – EGP 49,999 |
| Purchase limit abroad (POS) | — | EGP 1,400 |
| Cash withdrawal limit abroad | — | EGP 0 |
| Effective annual rate (APR) | 30.6% (2.25% /mo) Best | 60.1% (4% /mo) |
| Nominal APR | 27% Best | 48% |
| Installment interest | — | 4% |
| Grace period | 56 days | 57 days Best |
| First year free | No | No |
| Annual fee | EGP 250 Best | EGP 350 |
| Fee waivable | No | No |
| Issuance fee | EGP 400 | EGP 350 Best |
| Late payment fee | — | EGP 100 |
| Over-limit fee | — | EGP 100 |
| Supplementary card fee/yr | EGP 400 | EGP 150 |
| Foreign txn fee | — | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | — | 60.1% (4% /mo) |
| Cash advance APR (nominal) | — | 48% |
| Domestic cash advance fee | — | 3% (min EGP 40) |
| Cash advance limit | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | — | 3% (min EGP 50) |
| Lounge access | Yes | Yes |
| Installments | No | Yes |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | Yes | No |
| Cashback rate | 10% | — |
| Rewards points | No | Yes |
| Free lounge visits/yr | 10 | — |
| Installment months | — | 60 |
| Min age | 21 | 21 |
| Max age | 65 | 65 |
| Approved employer | No | No |