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Platinum Credit Card | Specs | Platinum Credit Card saib bank |
|---|---|
| Network | Mastercard |
| Tier | Platinum |
| Contactless | Yes |
| Apple Pay | No |
| Google Pay | No |
| Credit limit | EGP 50,000 – EGP 50,000,000 |
| Purchase limit abroad (POS) | EGP 4,000 |
| Cash withdrawal limit abroad | EGP 200 |
| Monthly intl. online limit (from Egypt) | EGP 9,000 |
| Effective annual rate (APR) | 59.92% (3.99% /mo) |
| Nominal APR | 47.88% |
| Grace period | 58 days |
| First year free | No |
| Annual fee | EGP 650 |
| Fee waivable | No |
| Issuance fee | EGP 650 |
| Late payment fee | EGP 150 |
| Over-limit fee | EGP 200 |
| Supplementary card fee/yr | EGP 450 |
| Foreign txn fee | 3% |
| Min payment (%) | 5% |
| Min payment (fixed) | EGP 100 |
| Cash advance APR (effective) | 59.92% (3.99% /mo) |
| Cash advance APR (nominal) | 47.88% |
| Domestic cash advance fee | 7% (min EGP 70) |
| Cash advance limit | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 10% (min EGP 60) |
| Lounge access | Yes |
| Installments | Yes |
| Travel insurance | No |
| Purchase protection | Yes |
| Cashback | No |
| Rewards points | Yes |
| Rewards program | Pay with Rewards |
| Points per EGP | 0.9 |
| Free lounge visits/yr | 2 |
| Installment months | 36 |
| Min salary | EGP 5,000 |
| Min age | 21 |
| Max age | 65 |
| Approved employer | Yes |