Active offer
Platinum Credit Card
A premium credit card with high credit limits, enhanced rewards, and exclusive travel benefits.**
- Annual fee
- EGP 650
- Rewards
- Rewards points
- Effective APR
- 59.92%
6 live offers on this card Zero Interest Installment 4 · Triple Zero 1 · Discount 1
- Installment plans for up to 18 months at Rizkallah Rizkallah
- Installment plans for up to 12 months when paying via Paymob POS No merchant
- Installment plans for up to 12 months when paying via Geidea POS Geidea
- تذكرة مجانية vox cinemas
- التقسيط حتى 12 شهرا عند الدفع باستخدام Geidea Geidea
- التقسيط حتى 12 شهرًا باستخدام Paymob Paymob
Banky Analysis
Evaluated per usage pattern
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I carry a balance month to month
- Purchase APR lower than average
- I want a card that is easy to get
- Secured by a deposit, so approval is easier
Not for you if
- I want to avoid card fees
- Annual fee higher than average
- I want the most cashback
- Annual fee EGP 650 Above the median of 37 Platinum cards (EGP 600)
- Effective APR 59.92%
What it actually costs you
Clearing it in full before the due date, your cost is EGP 650 a year — no interest.
All of this is measured against premium cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
Contactless
- Credit limit
- EGP 50,000 – EGP 50,000,000
- Purchase limit abroad (POS)
- EGP 4,000
- Cash withdrawal limit abroad
- EGP 200
- Monthly intl. online limit (from Egypt)
- EGP 9,000
Interest & fees
- Effective annual rate (APR)
- 59.92% (3.99% /mo)
- Nominal APR
- 47.88%
- Grace period
- 58 days
- Annual fee
- EGP 650
- Fee waivable
- No
- Issuance fee
- EGP 650
- Late payment fee
- EGP 150
- Over-limit fee
- EGP 200
- Supplementary card fee/yr
- EGP 450
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 59.92% (3.99% /mo)
- Cash advance APR (nominal)
- 47.88%
- Domestic cash advance fee
- 7% (min EGP 70)
- Cash advance limit
- Up to 100% of the credit limit in cash
- Cash advance fee abroad
- 10% (min EGP 60)
Domestic
Abroad
Rewards & benefits
Lounge access · 2/yr Installments · up to 36 mo Purchase protection
- Rewards program
- Pay with Rewards
- Points per EGP
- 0.9
- الدفع باستخدام شبكة ميزة إمكانية استخدام البطاقة في تنفيذ المعاملات لدى ﻛﺎفة الجهات المتاح لديها نقاط بيع شبكة ميزة (مثل: الجهات الحكومية)
- دخول صالات المطارات الدخول إلى صالات كبار الزوار في العديد من المطارات
Detailed benefits
Lifestyle 1
Travel 1
Eligibility
- Min salary
- EGP 5,000
- Min age
- 21
- Max age
- 65
- Approved employer
- Yes
- Accepted employment types
- EmployedGovernmentSelf-EmployedMilitaryPensioner
- Accepted professions
- any profession
- Accepted security types
- Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)
- Required documents
- National ID CopyBank Statement (Last 3 Months)Recent Utility Bill
Eligibility criteria
| Min supplementary age | 18 |
| Nationality | egyptian |
| Requires iScore | No |
Do the maths
Our take
Pros
- Access to VIP lounges at many airports.
Cons
- Relatively high issuance costs
Our take
The SAIB Platinum Credit Card is designed for high-spending customers, offering substantial credit limits, airport lounge access, enhanced rewards earning, and flexible payment features.
A premium credit card with high credit limits, enhanced rewards, and exclusive travel benefits.**
Compare
| Platinum Credit Card saib bank This one |  platinum credit card bank nxt |  CIB Platinum Mastercard Credit Card CIB Egypt |  Mashreq Platinum Mastercard Credit Card Mashreq Egypt |
|---|---|---|---|
| Annual fee | |||
| EGP 650 | EGP 700 | EGP 700 | EGP 650 |
| Rewards | |||
| Rewards points | None | Rewards points | Rewards points |
| Effective APR | |||
| 59.92% | 59.92% | 59.92% | 59.92% |
Added Monday 18 May 2026 - 02:41 PM Updated Monday 26 October 2026 - 02:14 PM