Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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2 products side by side
- Remove
HSBC Platinum Visa Credit Card 
HSBC EGYPT - Remove
FAB Platinum Cashback Mastercard Credit Card 
FABMISR - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance FAB Platinum Cashback Mastercard Credit Card 67.46% vs 68.04% at HSBC Platinum Visa Credit Card
- For cashback FAB Platinum Cashback Mastercard Credit Card 2% vs 0% at HSBC Platinum Visa Credit Card
- Lowest annual fee HSBC Platinum Visa Credit Card EGP 0 vs EGP 750 at FAB Platinum Cashback Mastercard Credit Card
If you carry a balance
Biggest differences
- Annual fee EGP 750 apart
- Points per EGP 0.3 apart
All specifications
| Specs | HSBC Platinum Visa Credit Card HSBC EGYPT | FAB Platinum Cashback Mastercard Credit Card FABMISR |
|---|---|---|
| Network | Visa | Mastercard |
| Tier | Platinum | Platinum |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 10,000 – EGP 160,000 | EGP 40,000 |
| Purchase limit abroad (POS) | — | EGP 6,000 |
| Cash withdrawal limit abroad | — | EGP 100 |
| Monthly intl. online limit (from Egypt) | — | EGP 30,000 |
| Effective annual rate (APR) | 68.04% (4.42% /mo) | 67.46% (4.39% /mo) Best |
| Nominal APR | 53.04% | 52.68% Best |
| Installment interest | — | 4.39% |
| Grace period | 56 days Best | 55 days |
| First year free | No | No |
| Annual fee | EGP 0 Best | EGP 750 |
| Fee waivable | No | No |
| Issuance fee | — | EGP 750 |
| Late payment fee | — | EGP 250 |
| Over-limit fee | — | EGP 200 |
| Supplementary card fee/yr | — | EGP 400 (first 4 free) |
| Foreign txn fee | — | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | — | 67.57% (4.4% /mo) |
| Cash advance APR (nominal) | — | 52.75% |
| Domestic cash advance fee | — | 8% (min EGP 80) |
| Cash advance limit | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | — | 10% (min EGP 100) |
| Lounge access | Yes | Yes |
| Installments | Yes | Yes |
| Travel insurance | No | Yes |
| Purchase protection | No | Yes |
| Cashback | No | Yes |
| Cashback rate | — | 2% |
| Rewards points | Yes | Yes |
| Rewards program | — | إيميرالد |
| Points per EGP | 0.2 | 0.5 Best |
| Signup bonus | — | نقطة لكل جنيه |
| Installment months | — | 36 |
| Min age | — | 21 |
| Max age | — | 65 |
| Approved employer | No | No |