Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
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- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
- Remove
CIB Classic Mastercard Credit Card 
CIB Egypt - Remove United Bank Classic Visa Credit Card
the united bank - Remove
BdC Classic Mastercard Credit Card banque du caire
CIB Classic Mastercard Credit Card — best on every question below.
Best for…
- If you carry a balance CIB Classic Mastercard Credit Card 37.19% vs 60.1% at BdC Classic Mastercard Credit Card
- For travel CIB Classic Mastercard Credit Card EGP 500,000 vs EGP 70,000 at BdC Classic Mastercard Credit Card
- Lowest annual fee CIB Classic Mastercard Credit Card EGP 0 vs EGP 250 at United Bank Classic Visa Credit Card & BdC Classic Mastercard Credit Card
If you carry a balance
Biggest differences
- Annual fee EGP 250 apart
- Purchase limit abroad (POS) ×7
- Effective annual rate (APR) 22.91 pts apart
- Cash withdrawal limit abroad EGP 1,500 apart
All specifications
| Specs | CIB Classic Mastercard Credit Card CIB Egypt | United Bank Classic Visa Credit Card the united bank | BdC Classic Mastercard Credit Card banque du caire |
|---|---|---|---|
| Network | Mastercard | Visa | Mastercard |
| Tier | Classic | Classic | Classic |
| Contactless | Yes | Yes | Yes |
| Apple Pay | Yes | No | No |
| Google Pay | No | No | No |
| Credit limit | EGP 10,000 – EGP 500,000 | EGP 1,000 – EGP 25,000 | EGP 3,000 – EGP 4,999 |
| Purchase limit abroad (POS) | EGP 500,000 Best | EGP 100,000 | EGP 70,000 |
| Cash withdrawal limit abroad | EGP 4,000 Best | EGP 2,500 | EGP 3,000 |
| Monthly intl. online limit (from Egypt) | EGP 200,000 | — | — |
| Effective annual rate (APR) | 37.19% (2.67% /mo) Best | 38.16% (2.73% /mo) | 60.1% (4% /mo) |
| Nominal APR | 32.04% Best | 32.76% | 48% |
| Grace period | 40 days | 55 days Best | 55 days Best |
| First year free | No | No | No |
| Annual fee | EGP 0 Best | EGP 250 | EGP 250 |
| Fee waivable | Yes | No | No |
| Issuance fee | Free issuance Best | EGP 250 | EGP 250 |
| Late payment fee | EGP 150 Best | EGP 200 | — |
| Over-limit fee | EGP 150 | EGP 150 | — |
| Supplementary card fee/yr | EGP 0 | EGP 150 | EGP 150 (first 5 free) |
| Foreign txn fee | 3% | — | 3% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | — | — | 60.1% (4% /mo) |
| Cash advance APR (nominal) | — | — | 48% |
| Domestic cash advance fee | EGP 0 | 4% (min EGP 50) | — |
| Cash advance limit | — | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 10% (min EGP 20) | 8% (min EGP 60) Best | — |
| Lounge access | No | No | No |
| Installments | Yes | No | Yes |
| Travel insurance | No | No | No |
| Purchase protection | No | No | No |
| Cashback | No | No | No |
| Rewards points | Yes | Yes | No |
| Rewards program | CIB BONUS | — | — |
| Points per EGP | 3 | — | — |
| Min salary | — | — | EGP 5,000 |
| Min monthly income | — | EGP 1,500 | — |
| Min age | 21 | — | 21 |
| Max age | 65 | — | 65 |
| Approved employer | No | No | Yes |