Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
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- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
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- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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2 products side by side
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CIB Classic Mastercard Credit Card 
CIB Egypt - Remove United Bank Classic Visa Credit Card
the united bank - Up to 3 products
CIB Classic Mastercard Credit Card — best on every question below.
Best for…
- If you carry a balance CIB Classic Mastercard Credit Card 37.19% vs 38.16% at United Bank Classic Visa Credit Card
- For travel CIB Classic Mastercard Credit Card EGP 500,000 vs EGP 100,000 at United Bank Classic Visa Credit Card
- Lowest annual fee CIB Classic Mastercard Credit Card EGP 0 vs EGP 250 at United Bank Classic Visa Credit Card
If you carry a balance
Biggest differences
- Annual fee EGP 250 apart
- Purchase limit abroad (POS) ×5
- Cash withdrawal limit abroad EGP 1,500 apart
- Grace period 15 days apart
All specifications
| Specs | CIB Classic Mastercard Credit Card CIB Egypt | United Bank Classic Visa Credit Card the united bank |
|---|---|---|
| Network | Mastercard | Visa |
| Tier | Classic | Classic |
| Contactless | Yes | Yes |
| Apple Pay | Yes | No |
| Google Pay | No | No |
| Credit limit | EGP 10,000 – EGP 500,000 | EGP 1,000 – EGP 25,000 |
| Purchase limit abroad (POS) | EGP 500,000 Best | EGP 100,000 |
| Cash withdrawal limit abroad | EGP 4,000 Best | EGP 2,500 |
| Monthly intl. online limit (from Egypt) | EGP 200,000 | — |
| Effective annual rate (APR) | 37.19% (2.67% /mo) Best | 38.16% (2.73% /mo) |
| Nominal APR | 32.04% Best | 32.76% |
| Grace period | 40 days | 55 days Best |
| First year free | No | No |
| Annual fee | EGP 0 Best | EGP 250 |
| Fee waivable | Yes | No |
| Issuance fee | Free issuance Best | EGP 250 |
| Late payment fee | EGP 150 Best | EGP 200 |
| Over-limit fee | EGP 150 | EGP 150 |
| Supplementary card fee/yr | EGP 0 | EGP 150 |
| Foreign txn fee | 3% | — |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Domestic cash advance fee | EGP 0 | 4% (min EGP 50) |
| Cash advance limit | Up to 100% of the credit limit in cash | — |
| Cash advance fee abroad | 10% (min EGP 20) | 8% (min EGP 60) Best |
| Lounge access | No | No |
| Installments | Yes | No |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | Yes | Yes |
| Rewards program | CIB BONUS | — |
| Points per EGP | 1 | — |
| Min monthly income | — | EGP 1,500 |
| Min age | 21 | — |
| Max age | 65 | — |
| Approved employer | No | No |