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CIB Classic Mastercard Credit Card | Specs | CIB Classic Mastercard Credit Card CIB Egypt |
|---|---|
| Network | Mastercard |
| Tier | Classic |
| Contactless | Yes |
| Apple Pay | Yes |
| Google Pay | No |
| Credit limit | EGP 10,000 – EGP 500,000 |
| Purchase limit abroad (POS) | EGP 500,000 |
| Cash withdrawal limit abroad | EGP 4,000 |
| Monthly intl. online limit (from Egypt) | EGP 200,000 |
| Effective annual rate (APR) | 37.19% (2.67% /mo) |
| Nominal APR | 32.04% |
| Grace period | 40 days |
| First year free | No |
| Annual fee | EGP 0 |
| Fee waivable | Yes |
| Issuance fee | Free issuance |
| Late payment fee | EGP 150 |
| Over-limit fee | EGP 150 |
| Supplementary card fee/yr | EGP 0 |
| Foreign txn fee | 3% |
| Min payment (%) | 5% |
| Min payment (fixed) | EGP 100 |
| Domestic cash advance fee | EGP 0 |
| Cash advance limit | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 10% (min EGP 20) |
| Lounge access | No |
| Installments | Yes |
| Travel insurance | No |
| Purchase protection | No |
| Cashback | No |
| Rewards points | Yes |
| Rewards program | CIB BONUS |
| Points per EGP | 1 |
| Min age | 21 |
| Max age | 65 |
| Approved employer | No |