Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
Browse all Credit cards
Compare Credit cards
2 products side by side
- Remove
CIB Classic Cashback Visa Credit Card 
CIB Egypt - Remove
Al-Arabi Card BANQUE MISR - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance CIB Classic Cashback Visa Credit Card 59.92% vs 60.1% at Al-Arabi Card
- For cashback CIB Classic Cashback Visa Credit Card 5% vs 0% at Al-Arabi Card
- Lowest annual fee Al-Arabi Card EGP 50 vs EGP 550 at CIB Classic Cashback Visa Credit Card
If you carry a balance
Biggest differences
- Annual fee ×11
- Late payment fee ×2
- Over-limit fee ×2
All specifications
| Specs | CIB Classic Cashback Visa Credit Card CIB Egypt | Al-Arabi Card BANQUE MISR |
|---|---|---|
| Network | Visa | Visa |
| Tier | Classic | Classic |
| Contactless | Yes | Yes |
| Apple Pay | No | Yes |
| Google Pay | No | No |
| Credit limit | EGP 30,000 – EGP 500,000 | Up to EGP 150,000 |
| Purchase limit abroad (POS) | EGP 500,000 | — |
| Cash withdrawal limit abroad | EGP 4,000 | — |
| Monthly intl. online limit (from Egypt) | EGP 200,000 | — |
| Effective annual rate (APR) | 59.92% (3.99% /mo) Best | 60.1% (4% /mo) |
| Nominal APR | 47.88% Best | 48% |
| Grace period | 55 days | 56 days Best |
| First year free | No | No |
| Annual fee | EGP 550 | EGP 50 Best |
| Fee waivable | Yes | No |
| Issuance fee | EGP 550 | EGP 100 Best |
| Late payment fee | EGP 150 | EGP 75 Best |
| Over-limit fee | EGP 150 | EGP 75 Best |
| Supplementary card fee/yr | EGP 0 | EGP 50 |
| Foreign txn fee | 3% | — |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | — | 60.1% (4% /mo) |
| Cash advance APR (nominal) | — | 48% |
| Domestic cash advance fee | 4% (min EGP 40) | — |
| Cash advance fee abroad | 10% (min EGP 20) | — |
| Lounge access | No | No |
| Installments | Yes | Yes |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | Yes | No |
| Cashback rate | 5% | — |
| Rewards points | Yes | No |
| Rewards program | CIB BONUS | — |
| Points per EGP | 1.5 | — |
| Installment months | — | 24 |
| Min age | 21 | 21 |
| Max age | 65 | — |
| Approved employer | No | No |