Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026

Central Bank of Egypt
🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
24 Karat 7,040.00 +25.00 +0.36%
21 Karat 6,160.00 +20.00 +0.33%
18 Karat 5,280.00 +15.00 +0.28%
Gold Pound 49,280.00 +160.00 +0.33%
Ounce 218,970.00 +710.00 +0.33%

Central Bank of Egypt
🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
24 Karat 7,040.00 +25.00 +0.36%
21 Karat 6,160.00 +20.00 +0.33%
18 Karat 5,280.00 +15.00 +0.28%
Gold Pound 49,280.00 +160.00 +0.33%
Ounce 218,970.00 +710.00 +0.33%

Credit cards

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Remove CIB World Mastercard Credit Card CIB Egypt
Remove NBE World Mastercard Credit Card National Bank of Egypt 4.0
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NBE World Mastercard Credit Card — best on every question below.

Best for…

If you carry a balance NBE World Mastercard Credit Card 51.11% vs 59.92% at CIB World Mastercard Credit Card
Lowest annual fee NBE World Mastercard Credit Card EGP 3,000 vs EGP 3,500 at CIB World Mastercard Credit Card

If you carry a balance

Balance carried

Biggest differences

Monthly intl. online limit (from Egypt) ×4 CIB World Mastercard Credit Card EGP 200,000NBE World Mastercard Credit Card EGP 50,000
Cash advance fee abroad 7 pts apart CIB World Mastercard Credit Card 10%NBE World Mastercard Credit Card 3%
Cash withdrawal limit abroad ×3 CIB World Mastercard Credit Card EGP 4,000NBE World Mastercard Credit Card EGP 11,250
Points per EGP 2.25 apart CIB World Mastercard Credit Card 4NBE World Mastercard Credit Card 1.75

All specifications

Compare Credit cards
Specs	CIB World Mastercard Credit Card CIB Egypt	NBE World Mastercard Credit Card National Bank of Egypt

Network	Mastercard	Mastercard
Tier	World	World
Contactless	Yes	Yes
Apple Pay	Yes	Yes
Google Pay	No	No
Credit limit	From EGP 100,000	Up to EGP 500,000
Purchase limit abroad (POS)	EGP 500,000	EGP 500,000
Cash withdrawal limit abroad	EGP 4,000	EGP 11,250 Best
Monthly intl. online limit (from Egypt)	EGP 200,000 Best	EGP 50,000

Effective annual rate (APR)	59.92% (3.99% /mo)	51.11% (3.5% /mo) Best
Nominal APR	47.88%	42% Best
Installment interest	—	95%
Grace period	45 days	57 days Best
First year free	No	No
Annual fee	EGP 3,500	EGP 3,000 Best
Fee waivable	No	No
Issuance fee	EGP 3,500	EGP 3,000 Best
Late payment fee	EGP 150	EGP 75 Best
Over-limit fee	EGP 150	EGP 75 Best
Supplementary card fee/yr	EGP 0	EGP 1,000
Foreign txn fee	—	3%
Min payment (%)	5%	5%
Min payment (fixed)	EGP 100	EGP 100

Cash advance APR (effective)	—	51.11% (3.5% /mo)
Cash advance APR (nominal)	—	42%
Domestic cash advance fee	4% (min EGP 40)	2% (min EGP 20) Best
Cash advance limit	—	Up to 100% of the credit limit in cash
Cash advance fee abroad	10% (min EGP 20)	3% (min EGP 100) Best

Lounge access	Yes	Yes
Installments	No	Yes
Travel insurance	No	Yes
Purchase protection	No	Yes
Cashback	No	No
Rewards points	Yes	Yes
Rewards program	CIB BONUS	نقاط الأهلي للمكافات
Points per EGP	4 Best	1.75
Points expiry	—	11 mo
Signup bonus	احصل على500,000 نقطة BONUS بقيمة 2,500 جنيه مصري عند وصول قيمة مشترياتك بالبطاقة إلى 150,000 جنيه خلال أول 3 أشهر من تاريخ الإصدار.	نقطة لكل جنيه
Free lounge visits/yr	—	20
Installment months	—	3636

Min age	21	21
Max age	65	60
Approved employer	No	No

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