Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
- Remove
CIB Titanium Mastercard Credit Card 
CIB Egypt - Remove
Titanium Mastercard The Industrial Development Bank - Remove
AAIB Titanium Cashback Mastercard Credit Card Arab African International Bank
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance CIB Titanium Mastercard Credit Card 59.92% vs 60.1% at Titanium Mastercard & AAIB Titanium Cashback Mastercard Credit Card
- For travel CIB Titanium Mastercard Credit Card EGP 500,000 vs EGP 1,400 at Titanium Mastercard
- Lowest annual fee Titanium Mastercard EGP 350 vs EGP 450 at CIB Titanium Mastercard Credit Card
If you carry a balance
Biggest differences
- Cash withdrawal limit abroad EGP 10,000 apart
- Purchase limit abroad (POS) ×357
- Cash advance fee abroad 7 pts apart
- Late payment fee EGP 50 apart
All specifications
| Specs | CIB Titanium Mastercard Credit Card CIB Egypt | Titanium Mastercard The Industrial Development Bank | AAIB Titanium Cashback Mastercard Credit Card Arab African International Bank | |
|---|---|---|---|---|
| Network | Mastercard | Mastercard | Mastercard | |
| Tier | Titanium | Titanium | Titanium | |
| Contactless | Yes | Yes | Yes | |
| Apple Pay | Yes | No | Yes | |
| Google Pay | No | No | No | |
| Credit limit | EGP 10,000 – EGP 150,000 | EGP 10,000 – EGP 49,999 | EGP 50,000 – EGP 100,000 | |
| Purchase limit abroad (POS) | EGP 500,000 Best | EGP 1,400 | EGP 190,000 | |
| Cash withdrawal limit abroad | EGP 4,000 | EGP 0 | EGP 10,000 Best | |
| Monthly intl. online limit (from Egypt) | EGP 200,000 Best | — | EGP 100,000 | |
| Effective annual rate (APR) | 59.92% (3.99% /mo) Best | 60.1% (4% /mo) | 60.1% (4% /mo) | |
| Nominal APR | 47.88% Best | 48% | 48% | |
| Installment interest | — | 4% Best | 95% | |
| Grace period | 55 days | 57 days Best | 55 days | |
| First year free | No | No | No | |
| Annual fee | EGP 450 | EGP 350 Best | EGP 400 | |
| Fee waivable | No | No | No | |
| Issuance fee | EGP 450 | EGP 350 Best | EGP 400 | |
| Late payment fee | EGP 150 | EGP 100 Best | EGP 150 | |
| Over-limit fee | EGP 150 | EGP 100 Best | EGP 150 | |
| Supplementary card fee/yr | EGP 0 | EGP 150 | EGP 400 | |
| Foreign txn fee | 3% | 3% | 3% | |
| Min payment (%) | 5% | 5% | 5% | |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 | |
| Cash advance APR (effective) | — | 60.1% (4% /mo) | 60.1% (4% /mo) | |
| Cash advance APR (nominal) | — | 48% | 48% | |
| Domestic cash advance fee | 4% (min EGP 40) | 3% (min EGP 40) Best | 3% (min EGP 40) Best | |
| Cash advance limit | Up to 100% of the credit limit in cash Best | Up to 100% of the credit limit in cash Best | Up to 90% of the credit limit in cash | |
| Cash advance fee abroad | 10% (min EGP 20) | 3% (min EGP 50) Best | 3% (min EGP 50) Best | |
| Lounge access | Yes | Yes | Yes | |
| Installments | Yes | Yes | Yes | |
| Travel insurance | No | No | Yes | |
| Purchase protection | No | No | Yes | |
| Cashback | No | No | No | |
| Rewards points | Yes | Yes | Yes | |
| Rewards program | CIB BONUS | — | برنامج المكافآت | |
| Points per EGP | 2 | — | 2.5 Best | |
| Signup bonus | نقاط BONUS الترحيبية: 100,000 نقطة بقيمة 500 جنيه عند إنفاق 30,000 جنيه خلال أول 3 أشهر | — | 2.5 نقطة لكل جنيه | |
| Free lounge visits/yr | — | — | 10 | |
| Installment months | — | 60 | 60 | |
| Min salary | — | — | EGP 10,000 | |
| Min monthly income | — | — | EGP 10,000 | |
| Min age | 21 | 21 | 21 | |
| Max age | 65 | 65 | 65 | |
| Approved employer | No | No | No | |