Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
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- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
- Remove United Bank Classic Mastercard Credit Card
the united bank - Remove United Bank Classic Visa Credit Card
the united bank - Remove
BdC Classic Mastercard Credit Card banque du caire
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance United Bank Classic Mastercard Credit Card & United Bank Classic Visa Credit Card 38.16% vs 60.1% at BdC Classic Mastercard Credit Card
- For travel United Bank Classic Mastercard Credit Card & United Bank Classic Visa Credit Card EGP 100,000 vs EGP 70,000 at BdC Classic Mastercard Credit Card
If you carry a balance
Biggest differences
- Effective annual rate (APR) 21.94 pts apart
- Purchase limit abroad (POS) EGP 30,000 apart
- Cash withdrawal limit abroad EGP 500 apart
All specifications
| Specs | United Bank Classic Mastercard Credit Card the united bank | United Bank Classic Visa Credit Card the united bank | BdC Classic Mastercard Credit Card banque du caire |
|---|---|---|---|
| Network | Mastercard | Visa | Mastercard |
| Tier | Classic | Classic | Classic |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | No |
| Google Pay | No | No | No |
| Credit limit | EGP 1,000 – EGP 25,000 | EGP 1,000 – EGP 25,000 | EGP 3,000 – EGP 4,999 |
| Purchase limit abroad (POS) | EGP 100,000 Best | EGP 100,000 Best | EGP 70,000 |
| Cash withdrawal limit abroad | EGP 2,500 | EGP 2,500 | EGP 3,000 Best |
| Effective annual rate (APR) | 38.16% (2.73% /mo) Best | 38.16% (2.73% /mo) Best | 60.1% (4% /mo) |
| Nominal APR | 32.76% Best | 32.76% Best | 48% |
| Grace period | 55 days | 55 days | 55 days |
| First year free | No | No | No |
| Annual fee | EGP 250 | EGP 250 | EGP 250 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 250 | EGP 250 | EGP 250 |
| Late payment fee | EGP 200 | EGP 200 | — |
| Over-limit fee | EGP 150 | EGP 150 | — |
| Supplementary card fee/yr | EGP 150 | EGP 150 | EGP 150 (first 5 free) |
| Foreign txn fee | — | — | 3% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | — | — | 60.1% (4% /mo) |
| Cash advance APR (nominal) | — | — | 48% |
| Domestic cash advance fee | 4% (min EGP 50) | 4% (min EGP 50) | — |
| Cash advance limit | — | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 8% (min EGP 60) | 8% (min EGP 60) | — |
| Lounge access | No | No | No |
| Installments | No | No | Yes |
| Travel insurance | No | No | No |
| Purchase protection | No | No | No |
| Cashback | No | No | No |
| Rewards points | Yes | Yes | No |
| Min salary | EGP 1,500 Best | — | EGP 5,000 |
| Min monthly income | — | EGP 1,500 | — |
| Min age | — | — | 21 |
| Max age | — | — | 65 |
| Approved employer | No | No | Yes |