Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
- Remove United Bank Platinum Visa Credit Card
the united bank - Remove United Bank Platinum Mastercard Credit Card
the united bank - Remove
NBK Platinum Visa Credit Card National Bank of Kuwait Egypt
If you carry a balance
Biggest differences
- Grace period 3 days apart
All specifications
| Specs | United Bank Platinum Visa Credit Card the united bank | United Bank Platinum Mastercard Credit Card the united bank | NBK Platinum Visa Credit Card National Bank of Kuwait Egypt |
|---|---|---|---|
| Network | Visa | Mastercard | Visa |
| Tier | Platinum | Platinum | Platinum |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | Yes |
| Google Pay | No | No | No |
| Credit limit | EGP 100,000 – EGP 500,000 | EGP 100,000 – EGP 500,000 | EGP 100,000 – EGP 500,000 |
| Purchase limit abroad (POS) | EGP 500,000 | EGP 500,000 | — |
| Cash withdrawal limit abroad | EGP 7,500 | EGP 7,500 | — |
| Effective annual rate (APR) | 36.55% (2.63% /mo) | 36.55% (2.63% /mo) | — |
| Nominal APR | 31.56% | 31.56% | — |
| Grace period | 55 days | 55 days | 58 days Best |
| First year free | No | No | No |
| Annual fee | EGP 600 | EGP 600 | EGP 600 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 600 | EGP 600 | EGP 600 |
| Late payment fee | EGP 200 | EGP 200 | — |
| Over-limit fee | EGP 150 | EGP 150 | — |
| Supplementary card fee/yr | EGP 300 | EGP 300 | EGP 600 (first 2 free) |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Domestic cash advance fee | 4% (min EGP 50) | 4% (min EGP 50) | — |
| Cash advance fee abroad | 8% (min EGP 60) | 8% (min EGP 60) | — |
| Lounge access | Yes | Yes | No |
| Installments | No | Yes | No |
| Travel insurance | No | No | No |
| Purchase protection | No | No | No |
| Cashback | No | No | No |
| Rewards points | Yes | Yes | No |
| Min salary | — | EGP 30,000 | — |
| Min monthly income | EGP 30,000 | — | — |
| Approved employer | No | No | No |