United Bank Platinum Mastercard Credit Card
The elite gateway to luxury travel and exceptional banking perks with zero issuance fees for target clients.
- Annual fee
- EGP 600
- Rewards
- Rewards points
- Effective APR
- 36.55%
Banky Analysis
Evaluated per usage pattern
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I carry a balance month to month
- Purchase APR lower than average
- I want to avoid card fees
- Annual fee higher than average
Not for you if
- I want a card that is easy to get
- Minimum credit limit higher than average
- I want the most cashback
- Annual fee EGP 600
- Effective APR 36.55% Below the median of 34 Platinum cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 600 a year — no interest.
All of this is measured against premium cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
Contactless
- Credit limit
- EGP 100,000 – EGP 500,000
- Purchase limit abroad (POS)
- EGP 500,000
- Cash withdrawal limit abroad
- EGP 7,500
Interest & fees
- Effective annual rate (APR)
- 36.55% (2.63% /mo)
- Nominal APR
- 31.56%
- Grace period
- 55 days
- Annual fee
- EGP 600
- Fee waivable
- No
- Issuance fee
- EGP 600
- Late payment fee
- EGP 200
- Over-limit fee
- EGP 150
- Supplementary card fee/yr
- EGP 300
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Domestic cash advance fee
- 4% (min EGP 50)
- Cash advance fee abroad
- 8% (min EGP 60)
Domestic
Abroad
Rewards & benefits
Lounge access Installments Rewards points
- إتاحة خدمة الاتلامسية والتى يمكن التمتع بها فى عمليات الشراء اليومية طبقاً للحدود المطبقة
- الحصول على نقاط مكافأة عند استخدام البطاقه فى عمليات الشراء
- توفر بطاقة ماستر كارد البلاتينية لعملاء دايموند المزايا الأتية
- مزايا الخدمة
- استخدام قاعات (Lounge Key) لكبار الزوار في معظم مطار حول العالم (للمزيد من التفاصيل حول هذه الخدمة الرجاء ا… استخدام قاعات (Lounge Key) لكبار الزوار في معظم مطار حول العالم (للمزيد من التفاصيل حول هذه الخدمة الرجاء الدخول علي https://www.mastercard.com.eg/en-eg/consumers/find-card-products/platinum/travel.html
- مجموعة منتقاة من العروض المتميزة محلياً ودولياً للتسوق والسفر والمطاعم
- خدمة التقسيط من خلال البطاقات الائتمانية التقليدية
- هي خدمة يمكن من خلالها تقسيط المعاملات التي تمت علي البطاقات الائتمانية التقليدية (الاساسية / الاضافية) داخ… هي خدمة يمكن من خلالها تقسيط المعاملات التي تمت علي البطاقات الائتمانية التقليدية (الاساسية / الاضافية) داخل وخارج مصر
Detailed benefits
Lifestyle 4
Travel 2
Shopping 2
Eligibility
- Min salary
- EGP 30,000
- Approved employer
- No
- Accepted employment types
- EmployedSelf-EmployedFreelancer
- Accepted professions
- any profession
- Required documents
- Bank Statement (Last 3 Months)National ID CopyRecent Utility Bill
Eligibility criteria
| Min supplementary age | 15 |
| Nationality | both |
Do the maths
Our take
Pros
- Free issuance fees for Diamond clients
- Lounge Key airport lounge access worldwide
- a curated selection of exclusive travel and shopping offers
Cons
- Exclusively tailored for high-tier clients (Diamond)
Our take
A sophisticated card tailored to grant elite clients a unique banking experience and unmatched global travel perks with full installment flexibility.
The elite gateway to luxury travel and exceptional banking perks with zero issuance fees for target clients.
Compare
| United Bank Platinum Mastercard Credit Card the united bank This one | United Bank Platinum Visa Credit Card the united bank |  NBK Platinum Visa Credit Card National Bank of Kuwait Egypt |  ABE Platinum Mastercard Credit Card Agricultural Bank of Egypt |
|---|---|---|---|
| Annual fee | |||
| EGP 600 | EGP 600 | EGP 600 | EGP 350 |
| Rewards | |||
| Rewards points | Rewards points | None | None |
| Effective APR | |||
| 36.55% | 36.55% | — | 42.58% |
Added Thursday 02 July 2026 - 01:55 AM Updated Sunday 01 November 2026 - 01:31 AM