Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
Browse all Credit cards
Compare Credit cards
3 products side by side
- Remove United Bank Gold Visa Credit Card
the united bank - Remove
NBK Gold Visa Credit Card National Bank of Kuwait Egypt - Remove
ABE Gold Visa Credit Card Agricultural Bank of Egypt
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance United Bank Gold Visa Credit Card 38.16% vs 42.58% at ABE Gold Visa Credit Card
- For travel United Bank Gold Visa Credit Card EGP 125,000 vs EGP 50,000 at ABE Gold Visa Credit Card
- Lowest annual fee ABE Gold Visa Credit Card EGP 200 vs EGP 300 at United Bank Gold Visa Credit Card
If you carry a balance
Biggest differences
- Annual fee EGP 100 apart
All specifications
| Specs | United Bank Gold Visa Credit Card the united bank | NBK Gold Visa Credit Card National Bank of Kuwait Egypt | ABE Gold Visa Credit Card Agricultural Bank of Egypt |
|---|---|---|---|
| Network | Visa | Visa | Visa |
| Tier | Gold | Gold | Gold |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | Yes | No |
| Google Pay | No | No | No |
| Credit limit | EGP 25,000 – EGP 200,000 | EGP 10,000 – EGP 100,000 | EGP 5,000 – EGP 39,999 |
| Purchase limit abroad (POS) | EGP 125,000 Best | — | EGP 50,000 |
| Cash withdrawal limit abroad | EGP 2,500 | — | EGP 5,000 Best |
| Monthly intl. online limit (from Egypt) | — | — | EGP 50,000 |
| Effective annual rate (APR) | 38.16% (2.73% /mo) Best | — | 42.58% (3% /mo) |
| Nominal APR | 32.76% Best | — | 36% |
| Installment interest | — | — | 95% |
| Grace period | 55 days | 55 days | 57 days Best |
| First year free | No | No | No |
| Annual fee | EGP 300 | EGP 250 | EGP 200 Best |
| Fee waivable | No | No | No |
| Issuance fee | EGP 300 | EGP 250 | EGP 200 Best |
| Late payment fee | EGP 200 | — | EGP 150 Best |
| Over-limit fee | EGP 150 | — | EGP 150 |
| Supplementary card fee/yr | EGP 250 | EGP 250 (first 2 free) | EGP 200 (first 1 free) |
| Foreign txn fee | — | — | 3% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | — | — | 42.58% (3% /mo) |
| Cash advance APR (nominal) | — | — | 36% |
| Domestic cash advance fee | 4% (min EGP 50) Best | — | 5% (min EGP 50) |
| Cash advance limit | — | — | Up to 90% of the credit limit in cash |
| Cash advance fee abroad | 8% (min EGP 60) Best | — | 10% (min EGP 60) |
| Lounge access | No | No | No |
| Installments | No | No | Yes |
| Travel insurance | No | No | Yes |
| Purchase protection | No | No | Yes |
| Cashback | No | No | No |
| Rewards points | Yes | No | No |
| Installment months | — | — | 36 |
| Min monthly income | EGP 8,000 | — | — |
| Min age | — | — | 21 |
| Max age | — | — | 65 |
| Approved employer | No | No | No |