Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
Browse all Credit cards
Compare Credit cards
2 products side by side
- Remove
IDB World Elite Mastercard Credit Card 
The Industrial Development Bank - Remove
World Elite Credit Card BANQUE MISR - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance IDB World Elite Mastercard Credit Card 34.49% vs 60.1% at World Elite Credit Card
- For travel World Elite Credit Card EGP 500,000 vs EGP 10,000 at IDB World Elite Mastercard Credit Card
If you carry a balance
Biggest differences
- Cash withdrawal limit abroad EGP 6,000 apart
- Purchase limit abroad (POS) ×50
- Effective annual rate (APR) 25.61 pts apart
- Domestic cash advance fee 1 pts apart
All specifications
| Specs | IDB World Elite Mastercard Credit Card The Industrial Development Bank | World Elite Credit Card BANQUE MISR |
|---|---|---|
| Network | Mastercard | Mastercard |
| Tier | World Elite | World Elite |
| Contactless | Yes | Yes |
| Apple Pay | No | Yes |
| Google Pay | No | No |
| Credit limit | EGP 250,000 – EGP 1,000,000 | EGP 300,000 – EGP 1,500,000 |
| Purchase limit abroad (POS) | EGP 10,000 | EGP 500,000 Best |
| Cash withdrawal limit abroad | EGP 0 | EGP 6,000 Best |
| Monthly intl. online limit (from Egypt) | — | EGP 800,000 |
| Effective annual rate (APR) | 34.49% (2.5% /mo) Best | 60.1% (4% /mo) |
| Nominal APR | 30% Best | 48% |
| Grace period | 57 days Best | 56 days |
| First year free | No | No |
| Annual fee | EGP 8,000 | EGP 8,000 |
| Fee waivable | No | No |
| Issuance fee | EGP 8,000 | EGP 8,000 |
| Late payment fee | EGP 100 | EGP 75 Best |
| Over-limit fee | EGP 100 | EGP 75 Best |
| Supplementary card fee/yr | EGP 1,000 | EGP 1,000 |
| Foreign txn fee | — | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | — | 60.1% (4% /mo) |
| Cash advance APR (nominal) | — | 48% |
| Domestic cash advance fee | 3% (min EGP 40) | 2% (min EGP 15) Best |
| Cash advance limit | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 3% (min EGP 50) | 3% (min EGP 50) |
| Lounge access | Yes | Yes |
| Installments | Yes | Yes |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | Yes | Yes |
| Points per EGP | — | 3.5 |
| Installment months | — | 60 |
| Min age | 21 | 21 |
| Max age | 65 | 65 |
| Approved employer | No | No |