Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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IDB World Elite Mastercard Credit Card 
The Industrial Development Bank - Up to 3 products
All specifications
| Specs | IDB World Elite Mastercard Credit Card The Industrial Development Bank |
|---|---|
| Network | Mastercard |
| Tier | World Elite |
| Contactless | Yes |
| Apple Pay | No |
| Google Pay | No |
| Credit limit | EGP 250,000 – EGP 1,000,000 |
| Purchase limit abroad (POS) | EGP 10,000 |
| Cash withdrawal limit abroad | EGP 0 |
| Effective annual rate (APR) | 34.49% (2.5% /mo) |
| Nominal APR | 30% |
| Grace period | 57 days |
| First year free | No |
| Annual fee | EGP 8,000 |
| Fee waivable | No |
| Issuance fee | EGP 8,000 |
| Late payment fee | EGP 100 |
| Over-limit fee | EGP 100 |
| Supplementary card fee/yr | EGP 1,000 |
| Min payment (%) | 5% |
| Min payment (fixed) | EGP 100 |
| Domestic cash advance fee | 3% (min EGP 40) |
| Cash advance fee abroad | 3% (min EGP 50) |
| Lounge access | Yes |
| Installments | Yes |
| Travel insurance | No |
| Purchase protection | No |
| Cashback | No |
| Rewards points | Yes |
| Min age | 21 |
| Max age | 65 |
| Approved employer | No |