Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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Credit cards
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ADIB classic Islamic Mastercard Credit Card 
Abu Dhabi Islamic Bank Egypt - Remove
Classic Cash Back Card Abu Dhabi Islamic Bank Egypt - Up to 3 products
ADIB classic Islamic Mastercard Credit Card — best on every question below.
Best for…
- For cashback ADIB classic Islamic Mastercard Credit Card 5% vs 0.5% at Classic Cash Back Card
- Lowest annual fee ADIB classic Islamic Mastercard Credit Card EGP 300 vs EGP 350 at Classic Cash Back Card
If you carry a balance
Biggest differences
- Cashback rate 4.5 pts apart
- Annual fee EGP 50 apart
All specifications
| Specs | ADIB classic Islamic Mastercard Credit Card Abu Dhabi Islamic Bank Egypt | Classic Cash Back Card Abu Dhabi Islamic Bank Egypt |
|---|---|---|
| Network | Mastercard | Mastercard |
| Tier | Classic | Classic |
| Contactless | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | No | No |
| Credit limit | EGP 5,000 – EGP 9,999 | Up to EGP 9,999 |
| Purchase limit abroad (POS) | EGP 4,000 | EGP 4,000 |
| Cash withdrawal limit abroad | EGP 50 | — |
| Monthly intl. online limit (from Egypt) | EGP 50,000 | EGP 50,000 |
| Effective annual rate (APR) | 79.38% (4.99% /mo) | 79.38% (4.99% /mo) |
| Nominal APR | 59.88% | 59.88% |
| Installment interest | 95% | — |
| Grace period | 55 days | 55 days |
| First year free | No | No |
| Annual fee | EGP 300 Best | EGP 350 |
| Fee waivable | No | No |
| Issuance fee | EGP 300 Best | EGP 350 |
| Late payment fee | EGP 125 | EGP 125 |
| Over-limit fee | EGP 125 | EGP 125 |
| Supplementary card fee/yr | EGP 300 | EGP 350 |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 79.38% (4.99% /mo) | 79.38% (4.99% /mo) |
| Cash advance APR (nominal) | 59.88% | 59.88% |
| Domestic cash advance fee | 10% (min EGP 100) | 10% (min EGP 100) |
| Cash advance limit | Up to 100% of the credit limit in cash | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 10% (min EGP 100) | 10% (min EGP 100) |
| Lounge access | No | No |
| Installments | Yes | Yes |
| Travel insurance | Yes | No |
| Purchase protection | Yes | Yes |
| Cashback | Yes | Yes |
| Cashback rate | 5% Best | 0.5% |
| Rewards points | Yes | No |
| Rewards program | برنامج المكافآت | — |
| Points per EGP | 1 | — |
| Signup bonus | نقطة لكل 10 جنيه | — |
| Installment months | 36 | 36 |
| Min age | 21 | 21 |
| Max age | 65 | 65 |
| Approved employer | No | No |