Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
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- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
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Credit cards
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2 products side by side
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AAIB Infinite Visa Credit Card 
Arab African International Bank - Remove
Visa Infinite Privilege card MID BANK - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- For travel Visa Infinite Privilege card EGP 600,000 vs EGP 490,000 at AAIB Infinite Visa Credit Card
- Lowest annual fee AAIB Infinite Visa Credit Card EGP 1,000 vs EGP 6,000 at Visa Infinite Privilege card
If you carry a balance
Biggest differences
- Installment interest 92 pts apart
- Cash withdrawal limit abroad ×6
- Annual fee ×6
- Points per EGP 1.5 apart
All specifications
| Specs | AAIB Infinite Visa Credit Card Arab African International Bank | Visa Infinite Privilege card MID BANK |
|---|---|---|
| Network | Visa | Visa |
| Tier | Infinite | Infinite |
| Contactless | Yes | Yes |
| Apple Pay | Yes | No |
| Google Pay | No | No |
| Credit limit | EGP 5,000 – EGP 1,500,000 | EGP 1,500,000 – EGP 5,000,000 |
| Purchase limit abroad (POS) | EGP 490,000 | EGP 600,000 Best |
| Cash withdrawal limit abroad | EGP 10,000 Best | EGP 1,600 |
| Monthly intl. online limit (from Egypt) | EGP 200,000 | — |
| Effective annual rate (APR) | 60.1% (4% /mo) | 60.1% (4% /mo) |
| Nominal APR | 48% | 48% |
| Installment interest | 95% | 3% Best |
| Grace period | 55 days | 58 days Best |
| First year free | Yes | No |
| Annual fee | EGP 1,000 Best | EGP 6,000 |
| Fee waivable | Yes | No |
| Issuance fee | EGP 1,000 Best | EGP 6,000 |
| Late payment fee | EGP 150 | EGP 150 |
| Over-limit fee | EGP 150 | EGP 150 |
| Supplementary card fee/yr | EGP 1,000 (first 1 free) | EGP 3,000 |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 60.1% (4% /mo) | 60.1% (4% /mo) |
| Cash advance APR (nominal) | 48% | 48% |
| Domestic cash advance fee | 3% (min EGP 40) | EGP 30 |
| Cash advance limit | Up to 90% of the credit limit in cash | Up to 100% of the credit limit in cash Best |
| Cash advance fee abroad | 3% (min EGP 50) | EGP 50 |
| Lounge access | Yes | Yes |
| Installments | Yes | Yes |
| Travel insurance | Yes | No |
| Purchase protection | Yes | No |
| Cashback | No | Yes |
| Rewards points | Yes | Yes |
| Rewards program | برنامج المكافآت | برنامج نقاط ميدبنك |
| Points per EGP | 2.5 | 4 Best |
| Signup bonus | 2.5 نقطة لكل جنيه | — |
| Free lounge visits/yr | 10 | — |
| Installment months | 60 | 36 |
| Min monthly income | EGP 10,000 | — |
| Min age | 21 | 21 |
| Max age | 65 | — |
| Approved employer | No | No |