Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026

Central Bank of Egypt
🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
24 Karat 7,040.00 +25.00 +0.36%
21 Karat 6,160.00 +20.00 +0.33%
18 Karat 5,280.00 +15.00 +0.28%
Gold Pound 49,280.00 +160.00 +0.33%
Ounce 218,970.00 +710.00 +0.33%

Central Bank of Egypt
🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
24 Karat 7,040.00 +25.00 +0.36%
21 Karat 6,160.00 +20.00 +0.33%
18 Karat 5,280.00 +15.00 +0.28%
Gold Pound 49,280.00 +160.00 +0.33%
Ounce 218,970.00 +710.00 +0.33%

Credit cards

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Remove AAIB Titanium Cashback Mastercard Credit Card Arab African International Bank 3.5
Remove CIB Titanium Mastercard Credit Card CIB Egypt 4.0
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Up to 3 products

No product wins everything — the right one depends on your need.

Best for…

If you carry a balance CIB Titanium Mastercard Credit Card 59.92% vs 60.1% at AAIB Titanium Cashback Mastercard Credit Card
For travel CIB Titanium Mastercard Credit Card EGP 500,000 vs EGP 190,000 at AAIB Titanium Cashback Mastercard Credit Card
Lowest annual fee AAIB Titanium Cashback Mastercard Credit Card EGP 400 vs EGP 450 at CIB Titanium Mastercard Credit Card

If you carry a balance

Balance carried

Biggest differences

Cash advance fee abroad 7 pts apart AAIB Titanium Cashback Mastercard Credit Card 3%CIB Titanium Mastercard Credit Card 10%
Purchase limit abroad (POS) ×3 AAIB Titanium Cashback Mastercard Credit Card EGP 190,000CIB Titanium Mastercard Credit Card EGP 500,000
Cash withdrawal limit abroad ×3 AAIB Titanium Cashback Mastercard Credit Card EGP 10,000CIB Titanium Mastercard Credit Card EGP 4,000
Monthly intl. online limit (from Egypt) ×2 AAIB Titanium Cashback Mastercard Credit Card EGP 100,000CIB Titanium Mastercard Credit Card EGP 200,000

All specifications

Compare Credit cards
Specs	AAIB Titanium Cashback Mastercard Credit Card Arab African International Bank	CIB Titanium Mastercard Credit Card CIB Egypt

Network	Mastercard	Mastercard
Tier	Titanium	Titanium
Contactless	Yes	Yes
Apple Pay	Yes	Yes
Google Pay	No	No
Credit limit	EGP 50,000 – EGP 100,000	EGP 10,000 – EGP 150,000
Purchase limit abroad (POS)	EGP 190,000	EGP 500,000 Best
Cash withdrawal limit abroad	EGP 10,000 Best	EGP 4,000
Monthly intl. online limit (from Egypt)	EGP 100,000	EGP 200,000 Best

Effective annual rate (APR)	60.1% (4% /mo)	59.92% (3.99% /mo) Best
Nominal APR	48%	47.88% Best
Installment interest	95%	—
Grace period	55 days	55 days
First year free	No	No
Annual fee	EGP 400 Best	EGP 450
Fee waivable	No	No
Issuance fee	EGP 400 Best	EGP 450
Late payment fee	EGP 150	EGP 150
Over-limit fee	EGP 150	EGP 150
Supplementary card fee/yr	EGP 400	EGP 0
Foreign txn fee	3%	3%
Min payment (%)	5%	5%
Min payment (fixed)	EGP 100	EGP 100

Cash advance APR (effective)	60.1% (4% /mo)	—
Cash advance APR (nominal)	48%	—
Domestic cash advance fee	3% (min EGP 40) Best	4% (min EGP 40)
Cash advance limit	Up to 90% of the credit limit in cash	Up to 100% of the credit limit in cash Best
Cash advance fee abroad	3% (min EGP 50) Best	10% (min EGP 20)

Lounge access	Yes	Yes
Installments	Yes	Yes
Travel insurance	Yes	No
Purchase protection	Yes	No
Cashback	No	No
Rewards points	Yes	Yes
Rewards program	برنامج المكافآت	CIB BONUS
Points per EGP	2.5 Best	2
Signup bonus	2.5 نقطة لكل جنيه	نقاط BONUS الترحيبية: 100,000 نقطة بقيمة 500 جنيه عند إنفاق 30,000 جنيه خلال أول 3 أشهر
Free lounge visits/yr	10	—
Installment months	60	—

Min salary	EGP 10,000	—
Min monthly income	EGP 10,000	—
Min age	21	21
Max age	65	65
Approved employer	No	No

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