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FAB Classic Mastercard Credit Card
FAB Classic Mastercard Credit Card No product wins everything — the right one depends on your need.
| Specs | FAB Classic Mastercard Credit Card FABMISR | FAB Classic Mastercard Credit Card FABMISR |
|---|---|---|
| Network | Mastercard | Mastercard |
| Tier | Classic | Classic |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 3,000 – EGP 4,999 | EGP 5,000 – EGP 39,999 |
| Purchase limit abroad (POS) | EGP 2,500 | EGP 4,000 Best |
| Cash withdrawal limit abroad | EGP 100 | EGP 100 |
| Monthly intl. online limit (from Egypt) | EGP 30,000 | EGP 30,000 |
| Effective annual rate (APR) | 67.46% (4.39% /mo) | 67.46% (4.39% /mo) |
| Nominal APR | 52.68% | 52.68% |
| Installment interest | 4.39% | 4.39% |
| Grace period | 55 days | 55 days |
| First year free | No | No |
| Annual fee | EGP 250 Best | EGP 450 |
| Fee waivable | No | No |
| Issuance fee | EGP 250 Best | EGP 450 |
| Late payment fee | EGP 250 | EGP 250 |
| Over-limit fee | EGP 200 | EGP 200 |
| Supplementary card fee/yr | EGP 250 (first 4 free) | EGP 450 (first 4 free) |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 67.46% (4.39% /mo) | 67.46% (4.39% /mo) |
| Cash advance APR (nominal) | 52.68% | 52.68% |
| Domestic cash advance fee | 8% (min EGP 80) | 8% (min EGP 80) |
| Cash advance limit | Up to 100% of the credit limit in cash Best | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 10% (min EGP 100) | 10% (min EGP 100) |
| Lounge access | No | Yes |
| Installments | Yes | Yes |
| Travel insurance | No | Yes |
| Purchase protection | Yes | Yes |
| Cashback | No | Yes |
| Cashback rate | — | 7% |
| Rewards points | Yes | Yes |
| Rewards program | مكافآت أبوظبي الأول | برنامج مكافآت بنك أبوظبي الأول مصر - اكسبي |
| Points per EGP | 1 | — |
| Signup bonus | نقطة لكل جنيه | — |
| Installment months | 36 | 60 |
| Min age | — | 21 |
| Max age | — | 65 |
| Approved employer | No | No |