2 products side by side
FAB Platinum Cashback Mastercard Credit Card
QNB Platinum Visa Credit Card No product wins everything — the right one depends on your need.
| Specs | FAB Platinum Cashback Mastercard Credit Card FABMISR | QNB Platinum Visa Credit Card QNB EGYPT |
|---|---|---|
| Network | Mastercard | Visa |
| Tier | Platinum | Platinum |
| Contactless | Yes | Yes |
| Apple Pay | No | Yes |
| Google Pay | No | No |
| Credit limit | EGP 40,000 | EGP 40,000 – EGP 150,000 |
| Purchase limit abroad (POS) | EGP 6,000 | EGP 350,000 Best |
| Cash withdrawal limit abroad | EGP 100 | EGP 1,500 Best |
| Monthly intl. online limit (from Egypt) | EGP 30,000 | — |
| Effective annual rate (APR) | 67.46% (4.39% /mo) | 66.69% (4.35% /mo) Best |
| Nominal APR | 52.68% | 52.2% Best |
| Installment interest | 4.39% | — |
| Grace period | 55 days | 57 days Best |
| First year free | No | No |
| Annual fee | EGP 750 | EGP 650 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 750 | EGP 650 Best |
| Late payment fee | EGP 250 | EGP 150 Best |
| Over-limit fee | EGP 200 | EGP 150 Best |
| Supplementary card fee/yr | EGP 400 (first 4 free) | EGP 250 |
| Foreign txn fee | 3% | — |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 67.57% (4.4% /mo) | — |
| Cash advance APR (nominal) | 52.75% | — |
| Domestic cash advance fee | 8% (min EGP 80) | 4% (min EGP 50) Best |
| Cash advance limit | Up to 100% of the credit limit in cash | — |
| Cash advance fee abroad | 10% (min EGP 100) | 6% (min EGP 100) Best |
| Lounge access | Yes | No |
| Installments | Yes | Yes |
| Travel insurance | Yes | No |
| Purchase protection | Yes | No |
| Cashback | Yes | No |
| Cashback rate | 2% | — |
| Rewards points | Yes | Yes |
| Rewards program | إيميرالد | — |
| Points per EGP | 0.5 | — |
| Signup bonus | نقطة لكل جنيه | — |
| Installment months | 36 | — |
| Min age | 21 | 21 |
| Max age | 65 | 65 |
| Approved employer | No | No |