2 products side by side
ABE Gold Visa Credit Card No product wins everything — the right one depends on your need.
| Specs | ABE Gold Visa Credit Card Agricultural Bank of Egypt | United Bank Gold Visa Credit Card the united bank |
|---|---|---|
| Network | Visa | Visa |
| Tier | Gold | Gold |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 5,000 – EGP 39,999 | EGP 25,000 – EGP 200,000 |
| Purchase limit abroad (POS) | EGP 50,000 | EGP 125,000 Best |
| Cash withdrawal limit abroad | EGP 5,000 Best | EGP 2,500 |
| Monthly intl. online limit (from Egypt) | EGP 50,000 | — |
| Effective annual rate (APR) | 42.58% (3% /mo) | 38.16% (2.73% /mo) Best |
| Nominal APR | 36% | 32.76% Best |
| Installment interest | 95% | — |
| Grace period | 57 days Best | 55 days |
| First year free | No | No |
| Annual fee | EGP 200 Best | EGP 300 |
| Fee waivable | No | No |
| Issuance fee | EGP 200 Best | EGP 300 |
| Late payment fee | EGP 150 Best | EGP 200 |
| Over-limit fee | EGP 150 | EGP 150 |
| Supplementary card fee/yr | EGP 200 (first 1 free) | EGP 250 |
| Foreign txn fee | 3% | — |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 42.58% (3% /mo) | — |
| Cash advance APR (nominal) | 36% | — |
| Domestic cash advance fee | 5% (min EGP 50) | 4% (min EGP 50) Best |
| Cash advance limit | Up to 90% of the credit limit in cash | — |
| Cash advance fee abroad | 10% (min EGP 60) | 8% (min EGP 60) Best |
| Lounge access | No | No |
| Installments | Yes | No |
| Travel insurance | Yes | No |
| Purchase protection | Yes | No |
| Cashback | No | No |
| Rewards points | No | Yes |
| Installment months | 36 | — |
| Min monthly income | — | EGP 8,000 |
| Min age | 21 | — |
| Max age | 65 | — |
| Approved employer | No | No |