Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
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- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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2 products side by side
- Remove
NBE Infinite Visa Credit Card 
National Bank of Egypt - Remove
NXT Infinite Visa Credit Card bank nxt - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance NBE Infinite Visa Credit Card 51.11% vs 56.45% at NXT Infinite Visa Credit Card
- For travel NBE Infinite Visa Credit Card EGP 500,000 vs EGP 480,000 at NXT Infinite Visa Credit Card
- Lowest annual fee NXT Infinite Visa Credit Card EGP 6,000 vs EGP 8,000 at NBE Infinite Visa Credit Card
If you carry a balance
Biggest differences
- Cash withdrawal limit abroad ×5
- Over-limit fee ×3
- Late payment fee ×2
- Annual fee EGP 2,000 apart
All specifications
| Specs | NBE Infinite Visa Credit Card National Bank of Egypt | NXT Infinite Visa Credit Card bank nxt |
|---|---|---|
| Network | Visa | Visa |
| Tier | Infinite | Infinite |
| Contactless | Yes | Yes |
| Apple Pay | Yes | No |
| Google Pay | No | No |
| Credit limit | EGP 1,500,000 – EGP 3,000,000 | EGP 200,000 – EGP 1,000,000 |
| Purchase limit abroad (POS) | EGP 500,000 Best | EGP 480,000 |
| Cash withdrawal limit abroad | EGP 11,250 Best | EGP 2,400 |
| Monthly intl. online limit (from Egypt) | EGP 50,000 | — |
| Effective annual rate (APR) | 51.11% (3.5% /mo) Best | 56.45% (3.8% /mo) |
| Nominal APR | 42% Best | 45.6% |
| Installment interest | 95% | — |
| Grace period | 57 days | 58 days Best |
| First year free | No | No |
| Annual fee | EGP 8,000 | EGP 6,000 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 8,000 | EGP 6,000 Best |
| Late payment fee | EGP 75 Best | EGP 150 |
| Over-limit fee | EGP 75 Best | EGP 200 |
| Supplementary card fee/yr | EGP 1,000 | EGP 2,000 (first 1 free) |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 51.11% (3.5% /mo) Best | 56.45% (3.8% /mo) |
| Cash advance APR (nominal) | 42% Best | 45.6% |
| Domestic cash advance fee | 2% (min EGP 20) | EGP 60 |
| Cash advance limit | Up to 100% of the credit limit in cash | — |
| Cash advance fee abroad | 3% (min EGP 100) | EGP 70 |
| Lounge access | Yes | Yes |
| Installments | Yes | No |
| Travel insurance | Yes | Yes |
| Purchase protection | Yes | Yes |
| Cashback | No | No |
| Rewards points | Yes | No |
| Rewards program | نقاط الأهلي للمكافات | — |
| Points per EGP | 2 | — |
| Points expiry | 12 mo | — |
| Signup bonus | نقطة لكل جنيه | — |
| Free lounge visits/yr | 2 | — |
| Installment months | 36 | — |
| Min age | 21 | 21 |
| Max age | 60 | — |
| Approved employer | No | No |