Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026

Central Bank of Egypt
🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
24 Karat 7,040.00 +25.00 +0.36%
21 Karat 6,160.00 +20.00 +0.33%
18 Karat 5,280.00 +15.00 +0.28%
Gold Pound 49,280.00 +160.00 +0.33%
Ounce 218,970.00 +710.00 +0.33%

Central Bank of Egypt
🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
24 Karat 7,040.00 +25.00 +0.36%
21 Karat 6,160.00 +20.00 +0.33%
18 Karat 5,280.00 +15.00 +0.28%
Gold Pound 49,280.00 +160.00 +0.33%
Ounce 218,970.00 +710.00 +0.33%

Credit cards

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Remove NBE World Mastercard Credit Card National Bank of Egypt 4.0
Remove CIB World Mastercard Credit Card CIB Egypt
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NBE World Mastercard Credit Card — best on every question below.

Best for…

If you carry a balance NBE World Mastercard Credit Card 51.11% vs 59.92% at CIB World Mastercard Credit Card
Lowest annual fee NBE World Mastercard Credit Card EGP 3,000 vs EGP 3,500 at CIB World Mastercard Credit Card

If you carry a balance

Balance carried

Biggest differences

Monthly intl. online limit (from Egypt) ×4 NBE World Mastercard Credit Card EGP 50,000CIB World Mastercard Credit Card EGP 200,000
Cash advance fee abroad 7 pts apart NBE World Mastercard Credit Card 3%CIB World Mastercard Credit Card 10%
Cash withdrawal limit abroad ×3 NBE World Mastercard Credit Card EGP 11,250CIB World Mastercard Credit Card EGP 4,000
Points per EGP 2.25 apart NBE World Mastercard Credit Card 1.75CIB World Mastercard Credit Card 4

All specifications

Compare Credit cards
Specs	NBE World Mastercard Credit Card National Bank of Egypt	CIB World Mastercard Credit Card CIB Egypt

Network	Mastercard	Mastercard
Tier	World	World
Contactless	Yes	Yes
Apple Pay	Yes	Yes
Google Pay	No	No
Credit limit	Up to EGP 500,000	From EGP 100,000
Purchase limit abroad (POS)	EGP 500,000	EGP 500,000
Cash withdrawal limit abroad	EGP 11,250 Best	EGP 4,000
Monthly intl. online limit (from Egypt)	EGP 50,000	EGP 200,000 Best

Effective annual rate (APR)	51.11% (3.5% /mo) Best	59.92% (3.99% /mo)
Nominal APR	42% Best	47.88%
Installment interest	95%	—
Grace period	57 days Best	45 days
First year free	No	No
Annual fee	EGP 3,000 Best	EGP 3,500
Fee waivable	No	No
Issuance fee	EGP 3,000 Best	EGP 3,500
Late payment fee	EGP 75 Best	EGP 150
Over-limit fee	EGP 75 Best	EGP 150
Supplementary card fee/yr	EGP 1,000	EGP 0
Foreign txn fee	3%	—
Min payment (%)	5%	5%
Min payment (fixed)	EGP 100	EGP 100

Cash advance APR (effective)	51.11% (3.5% /mo)	—
Cash advance APR (nominal)	42%	—
Domestic cash advance fee	2% (min EGP 20) Best	4% (min EGP 40)
Cash advance limit	Up to 100% of the credit limit in cash	—
Cash advance fee abroad	3% (min EGP 100) Best	10% (min EGP 20)

Lounge access	Yes	Yes
Installments	Yes	No
Travel insurance	Yes	No
Purchase protection	Yes	No
Cashback	No	No
Rewards points	Yes	Yes
Rewards program	نقاط الأهلي للمكافات	CIB BONUS
Points per EGP	1.75	4 Best
Points expiry	11 mo	—
Signup bonus	نقطة لكل جنيه	احصل على500,000 نقطة BONUS بقيمة 2,500 جنيه مصري عند وصول قيمة مشترياتك بالبطاقة إلى 150,000 جنيه خلال أول 3 أشهر من تاريخ الإصدار.
Free lounge visits/yr	20	—
Installment months	3636	—

Min age	21	21
Max age	60	65
Approved employer	No	No

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