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NBE Titanium Mastercard Credit Card
NBK Titanium Cashback Mastercard Credit Card No product wins everything — the right one depends on your need.
| Specs | NBE Titanium Mastercard Credit Card National Bank of Egypt | NBK Titanium Cashback Mastercard Credit Card National Bank of Kuwait Egypt |
|---|---|---|
| Network | Mastercard | Mastercard |
| Tier | Titanium | Titanium |
| Contactless | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | No | No |
| Credit limit | EGP 1,000 – EGP 49,999 | — |
| Purchase limit abroad (POS) | EGP 49,999 | — |
| Cash withdrawal limit abroad | EGP 5,250 | — |
| Monthly intl. online limit (from Egypt) | EGP 30,000 | — |
| Effective annual rate (APR) | 51.11% (3.5% /mo) | — |
| Nominal APR | 42% | — |
| Installment interest | 95% | — |
| Grace period | 55 days | 55 days |
| First year free | No | No |
| Annual fee | EGP 250 | EGP 0 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 250 | — |
| Late payment fee | EGP 75 | — |
| Over-limit fee | EGP 75 | — |
| Supplementary card fee/yr | EGP 50 (first 1 free) | — |
| Foreign txn fee | 3% | — |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 51.11% (3.5% /mo) | — |
| Cash advance APR (nominal) | 42% | — |
| Domestic cash advance fee | 2% (min EGP 20) | — |
| Cash advance limit | Up to 100% of the credit limit in cash | — |
| Cash advance fee abroad | 3% (min EGP 100) | — |
| Lounge access | Yes | Yes |
| Installments | Yes | No |
| Travel insurance | Yes | No |
| Purchase protection | Yes | No |
| Cashback | No | Yes |
| Rewards points | Yes | No |
| Rewards program | نقاط الأهلي للمكافات | — |
| Points per EGP | 1 | — |
| Points expiry | 12 mo | — |
| Signup bonus | نقطة لكل جنيه | — |
| Free lounge visits/yr | 2 | — |
| Installment months | 36 | — |
| Min age | 21 | — |
| Max age | 65 | — |
| Approved employer | No | No |