Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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Banque Misr Classic Visa Credit Card 
BANQUE MISR - Up to 3 products
All specifications
| Specs | Banque Misr Classic Visa Credit Card BANQUE MISR |
|---|---|
| Network | Visa |
| Tier | Infinite |
| Contactless | Yes |
| Apple Pay | Yes |
| Google Pay | No |
| Credit limit | EGP 300,000 – EGP 3,000,000 |
| Purchase limit abroad (POS) | EGP 500,000 |
| Cash withdrawal limit abroad | EGP 6,000 |
| Monthly intl. online limit (from Egypt) | EGP 800,000 |
| Effective annual rate (APR) | 60.1% (4% /mo) |
| Nominal APR | 48% |
| Grace period | 56 days |
| First year free | No |
| Annual fee | EGP 8,000 |
| Fee waivable | No |
| Issuance fee | EGP 8,000 |
| Late payment fee | EGP 75 |
| Over-limit fee | EGP 75 |
| Supplementary card fee/yr | EGP 1,000 |
| Foreign txn fee | 3% |
| Min payment (%) | 5% |
| Min payment (fixed) | EGP 100 |
| Cash advance APR (effective) | 60.1% (4% /mo) |
| Cash advance APR (nominal) | 48% |
| Domestic cash advance fee | 2% (min EGP 15) |
| Cash advance limit | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 3% (min EGP 50) |
| Lounge access | Yes |
| Installments | Yes |
| Travel insurance | No |
| Purchase protection | No |
| Cashback | Yes |
| Cashback rate | 50% |
| Rewards points | Yes |
| Points per EGP | 8 |
| Installment months | 36 |
| Min age | 21 |
| Max age | 65 |
| Approved employer | No |