Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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ADCB Platinum Visa Credit Card 
Abu Dhabi Commercial Bank – Egypt - Up to 3 products
All specifications
| Specs | ADCB Platinum Visa Credit Card Abu Dhabi Commercial Bank – Egypt |
|---|---|
| Network | Visa |
| Tier | Platinum |
| Contactless | Yes |
| Apple Pay | Yes |
| Google Pay | No |
| Credit limit | EGP 30,000 – EGP 500,000 |
| Purchase limit abroad (POS) | EGP 300,000 |
| Cash withdrawal limit abroad | EGP 3,000 |
| Monthly intl. online limit (from Egypt) | EGP 100,000 |
| Effective annual rate (APR) | 64.78% (4.25% /mo) |
| Nominal APR | 51% |
| Grace period | 57 days |
| First year free | No |
| Annual fee | EGP 650 |
| Fee waivable | No |
| Issuance fee | EGP 650 |
| Late payment fee | EGP 180 |
| Over-limit fee | EGP 175 |
| Supplementary card fee/yr | EGP 300 (first 4 free) |
| Foreign txn fee | 5% |
| Min payment (%) | 5% |
| Min payment (fixed) | EGP 100 |
| Cash advance APR (effective) | 64.78% (4.25% /mo) |
| Cash advance APR (nominal) | 51% |
| Domestic cash advance fee | 5% (min EGP 50) |
| Cash advance limit | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 6% (min EGP 80) |
| Lounge access | Yes |
| Installments | No |
| Travel insurance | No |
| Purchase protection | Yes |
| Cashback | No |
| Rewards points | No |
| Free lounge visits/yr | 6 |
| Min age | 21 |
| Max age | 65 |
| Approved employer | Yes |