Editor-in-Chief Mohamed Salah
BANKY NOW 2 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.37 Sell 55.51 −0.35 −0.63%
- 🇪🇺 EUR Buy 62.05 Sell 62.22 −0.13 −0.21%
- 🇬🇧 GBP Buy 74.26 Sell 74.45 −0.36 −0.48%
- 🇸🇦 SAR Buy 14.75 Sell 14.79 −0.09 −0.63%
- 🇦🇪 AED Buy 15.07 Sell 15.11 −0.09 −0.62%
- 🇰🇼 KWD Buy 179.65 Sell 180.15 −1.14 −0.63%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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2 products side by side
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SAIB Classic Mastercard Credit Card 
saib bank - Remove
ADCB Classic Visa Credit Card 
Abu Dhabi Commercial Bank – Egypt - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- For travel ADCB Classic Visa Credit Card EGP 50,000 vs EGP 1,000 at SAIB Classic Mastercard Credit Card
- Lowest annual fee SAIB Classic Mastercard Credit Card EGP 300 vs EGP 400 at ADCB Classic Visa Credit Card
If you carry a balance
Biggest differences
- Purchase limit abroad (POS) ×50
- Cash withdrawal limit abroad ×20
- Monthly intl. online limit (from Egypt) ×18
- Foreign txn fee 2 pts apart
All specifications
| Specs | SAIB Classic Mastercard Credit Card saib bank | ADCB Classic Visa Credit Card Abu Dhabi Commercial Bank – Egypt |
|---|---|---|
| Network | Mastercard | Visa |
| Tier | Classic | Classic |
| Contactless | Yes | Yes |
| Apple Pay | No | Yes |
| Google Pay | No | No |
| Credit limit | Up to EGP 14,999 | EGP 5,000 – EGP 9,900 |
| Purchase limit abroad (POS) | EGP 1,000 | EGP 50,000 Best |
| Cash withdrawal limit abroad | EGP 100 | EGP 2,000 Best |
| Monthly intl. online limit (from Egypt) | EGP 2,000 | EGP 35,000 Best |
| Effective annual rate (APR) | 69.59% (4.5% /mo) | 69.59% (4.5% /mo) |
| Nominal APR | 54% | 54% |
| Grace period | 58 days Best | 57 days |
| First year free | No | No |
| Annual fee | EGP 300 Best | EGP 400 |
| Fee waivable | No | No |
| Issuance fee | EGP 300 Best | EGP 400 |
| Late payment fee | EGP 150 Best | EGP 180 |
| Over-limit fee | EGP 200 | EGP 175 Best |
| Supplementary card fee/yr | EGP 300 | EGP 200 (first 4 free) |
| Foreign txn fee | 3% Best | 5% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 69.59% (4.5% /mo) | 69.59% (4.5% /mo) |
| Cash advance APR (nominal) | 54% | 54% |
| Domestic cash advance fee | 7% (min EGP 70) | 5% (min EGP 50) Best |
| Cash advance limit | Up to 100% of the credit limit in cash | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 10% (min EGP 60) | 6% (min EGP 80) Best |
| Lounge access | No | No |
| Installments | Yes | No |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | Yes | No |
| Points per EGP | 0.5 | — |
| Installment months | 36 | — |
| Min salary | EGP 5,000 | — |
| Min age | — | 21 |
| Max age | — | 65 |
| Approved employer | No | Yes |