ADCB Classic Visa Credit Card
A flexible credit card with a high credit limit, advanced security, and valuable everyday features.
- Annual fee
- EGP 400
- Rewards
- None
- Effective APR
- 69.59%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I want a card that is easy to get
- Secured by a deposit, so approval is easier
Not for you if
- I pay my card off in full
- I carry a balance month to month
- Purchase APR higher than average
- I want to avoid card fees
- Annual fee higher than average
- I want the most cashback
- Annual fee EGP 400 Above the median of 36 Classic cards (EGP 250)
- Effective APR 69.59% Above the median of 35 Classic cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 400 a year — no interest.
All of this is measured against entry-level cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 5,000 – EGP 9,900
- Purchase limit abroad (POS)
- EGP 50,000
- Cash withdrawal limit abroad
- EGP 2,000
- Monthly intl. online limit (from Egypt)
- EGP 35,000
Interest & fees
- Effective annual rate (APR)
- 69.59% (4.5% /mo)
- Nominal APR
- 54%
- Grace period
- 57 days
- Annual fee
- EGP 400
- Fee waivable
- No
- Issuance fee
- EGP 400
- Late payment fee
- EGP 180
- Over-limit fee
- EGP 175
- Supplementary card fee/yr
- EGP 200 (first 4 free)
- Foreign txn fee
- 5%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 69.59% (4.5% /mo)
- Cash advance APR (nominal)
- 54%
- Domestic cash advance fee
- 5% (min EGP 50)
- Cash advance limit
- Up to 100% of the credit limit in cash
- Cash advance fee abroad
- 6% (min EGP 80)
Rewards & benefits
- الدفع بالخاصية اللاتلامسية تقنية الشريحة الذكية اللاتلامسية لتوفير أعلى درجات الأمان
- التسوق الالكتروني بآمان تسوق الكتروني اكثر امانا مع خدمة المعاملات الامنة 3D SECURE
Eligibility
- Min age
- 21
- Max age
- 65
- Approved employer
- Yes
- Accepted professions
- any profession
- Accepted security types
- Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)
- Required documents
- National ID CopySalary Slip (Last 3 Months)Bank Statement (Last 3 Months)
| Min supplementary age | 16 |
| Nationality | egyptian |
Do the maths
Our take
Pros
- Your inquiries are answered via the 24/7 customer service center.
Cons
- Relatively high issuance costs
Our take
The ADCB Egypt Classic Visa Credit Card is a suitable option for customers looking for a credit card with a high credit limit and flexible repayment terms. It offers up to 57 days of grace period, cash withdrawals of up to 100% of the credit limit, and enhanced security features including contactless chip technology, 3D Secure, and instant SMS alerts, making it a practical and secure choice for everyday use.
A flexible credit card with a high credit limit, advanced security, and valuable everyday features.
Compare
| ADCB Classic Visa Credit Card Abu Dhabi Commercial Bank – Egypt This one |  SAIB Classic Mastercard Credit Card saib bank |  EBank Classic Mastercard Credit Card Export Development Bank of Egypt |  HDB Classic Mastercard Credit Card Housing and Development Bank |
|---|---|---|---|
| Annual fee | |||
| EGP 400 | EGP 300 | EGP 250 | EGP 200 |
| Rewards | |||
| None | Rewards points | None | Rewards points |
| Effective APR | |||
| 69.59% | 69.59% | 60.1% | 60.1% |
Added Thursday 02 July 2026 - 01:54 AM Updated Monday 26 October 2026 - 02:12 PM