Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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2 products side by side
- Remove
BdC Gold Visa Credit Card 
banque du caire - Remove United Bank Gold Visa Credit Card the united bank
- Up to 3 products
United Bank Gold Visa Credit Card — best on every question below.
Best for…
- If you carry a balance United Bank Gold Visa Credit Card 38.16% vs 65.73% at BdC Gold Visa Credit Card
- For travel United Bank Gold Visa Credit Card EGP 125,000 vs EGP 100,000 at BdC Gold Visa Credit Card
If you carry a balance
Biggest differences
- Effective annual rate (APR) 27.57 pts apart
- Min monthly income EGP 3,000 apart
- Cash withdrawal limit abroad EGP 1,000 apart
- Purchase limit abroad (POS) EGP 25,000 apart
All specifications
| Specs | BdC Gold Visa Credit Card banque du caire | United Bank Gold Visa Credit Card the united bank | |
|---|---|---|---|
| Network | Visa | Visa | |
| Tier | Gold | Gold | |
| Contactless | Yes | Yes | |
| Apple Pay | No | No | |
| Google Pay | No | No | |
| Credit limit | EGP 5,000 – EGP 9,999 | EGP 25,000 – EGP 200,000 | |
| Purchase limit abroad (POS) | EGP 100,000 | EGP 125,000 Best | |
| Cash withdrawal limit abroad | EGP 3,500 Best | EGP 2,500 | |
| Effective annual rate (APR) | 65.73% (4.3% /mo) | 38.16% (2.73% /mo) Best | |
| Nominal APR | 51.6% | 32.76% Best | |
| Grace period | 55 days | 55 days | |
| First year free | No | No | |
| Annual fee | EGP 300 | EGP 300 | |
| Fee waivable | No | No | |
| Issuance fee | EGP 300 | EGP 300 | |
| Late payment fee | — | EGP 200 | |
| Over-limit fee | — | EGP 150 | |
| Supplementary card fee/yr | EGP 150 (first 5 free) | EGP 250 | |
| Foreign txn fee | 3% | — | |
| Min payment (%) | 5% | 5% | |
| Min payment (fixed) | EGP 100 | EGP 100 | |
| Cash advance APR (effective) | 65.73% (4.3% /mo) | — | |
| Cash advance APR (nominal) | 51.6% | — | |
| Domestic cash advance fee | — | 4% (min EGP 50) | |
| Cash advance limit | Up to 100% of the credit limit in cash | — | |
| Cash advance fee abroad | — | 8% (min EGP 60) | |
| Lounge access | No | No | |
| Installments | Yes | No | |
| Travel insurance | No | No | |
| Purchase protection | No | No | |
| Cashback | No | No | |
| Rewards points | Yes | Yes | |
| Rewards program | برنامج مكافآت بنك القاهرة عند استخدامك للب | — | |
| Points per EGP | 1 | — | |
| Signup bonus | الاستمتاع بـ 10,000 نقطة ترحيبية عند تنشيط البطاقة واستخدامها في المشتريات خلال 3 شهور من تاريخ الإصدار للمزيد من المعلومات عن برنامج القاهرة للمكافآت | — | |
| Installment months | 60 | — | |
| Min salary | EGP 5,000 | — | |
| Min monthly income | EGP 5,000 Best | EGP 8,000 | |
| Min age | 21 | — | |
| Max age | 65 | — | |
| Approved employer | Yes | No | |