Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
Browse all Credit cards
Compare Credit cards
2 products side by side
- Remove Classic credit card
Emirates NBD - Remove QNB Classic Visa Credit Card
QNB EGYPT - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance QNB Classic Visa Credit Card 66.69% vs 79.38% at Classic credit card
- For travel QNB Classic Visa Credit Card EGP 500,000 vs EGP 7,750 at Classic credit card
- Lowest annual fee Classic credit card EGP 300 vs EGP 3,000 at QNB Classic Visa Credit Card
If you carry a balance
Biggest differences
- Cash withdrawal limit abroad EGP 3,000 apart
- Purchase limit abroad (POS) ×65
- Annual fee ×10
- Cash advance fee abroad 4 pts apart
All specifications
| Specs | Classic credit card Emirates NBD | QNB Classic Visa Credit Card QNB EGYPT |
|---|---|---|
| Network | Mastercard | Visa |
| Tier | Classic | Classic |
| Contactless | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | No | No |
| Credit limit | EGP 2,964 – EGP 9,999 | EGP 70,000 – EGP 200,000 |
| Purchase limit abroad (POS) | EGP 7,750 | EGP 500,000 Best |
| Cash withdrawal limit abroad | EGP 0 | EGP 3,000 Best |
| Effective annual rate (APR) | 79.38% (4.99% /mo) | 66.69% (4.35% /mo) Best |
| Nominal APR | 59.88% | 52.2% Best |
| Grace period | 57 days | 57 days |
| First year free | No | No |
| Annual fee | EGP 300 Best | EGP 3,000 |
| Fee waivable | No | No |
| Issuance fee | EGP 300 Best | EGP 3,000 |
| Late payment fee | EGP 200 | EGP 150 Best |
| Over-limit fee | EGP 150 | EGP 150 |
| Supplementary card fee/yr | EGP 200 (first 4 free) | EGP 2,100 |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Domestic cash advance fee | 4% (min EGP 50) | 4% (min EGP 50) |
| Cash advance limit | Up to 100% of the credit limit in cash | — |
| Cash advance fee abroad | 10% (min EGP 60) | 6% Best |
| Lounge access | No | No |
| Installments | Yes | Yes |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | Yes | Yes |
| Rewards program | Points Plus | — |
| Points per EGP | 1 | — |
| Min age | 21 | 21 |
| Max age | 65 | 65 |
| Approved employer | No | No |