Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
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Mastercard Platinum Credit Card 
SUEZ CANAL BANK - Remove
Visa Platinum Credit Card 
SUEZ CANAL BANK - Remove
Platinum Credit Card saib bank
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance Mastercard Platinum Credit Card & Visa Platinum Credit Card 55.55% vs 59.92% at Platinum Credit Card
- For travel Mastercard Platinum Credit Card & Visa Platinum Credit Card EGP 300,000 vs EGP 4,000 at Platinum Credit Card
- Lowest annual fee Mastercard Platinum Credit Card & Visa Platinum Credit Card EGP 600 vs EGP 650 at Platinum Credit Card
If you carry a balance
Biggest differences
- Purchase limit abroad (POS) ×75
- Cash withdrawal limit abroad ×50
- Free lounge visits/yr 4 apart
- Points per EGP 1.1 apart
All specifications
| Specs | Mastercard Platinum Credit Card SUEZ CANAL BANK | Visa Platinum Credit Card SUEZ CANAL BANK | Platinum Credit Card saib bank |
|---|---|---|---|
| Network | Mastercard | Visa | Mastercard |
| Tier | Platinum | Platinum | Platinum |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | No |
| Google Pay | No | No | No |
| Credit limit | EGP 50,000 – EGP 99,900 | EGP 100,000 – EGP 999,999 | EGP 50,000 – EGP 50,000,000 |
| Purchase limit abroad (POS) | EGP 300,000 Best | EGP 300,000 Best | EGP 4,000 |
| Cash withdrawal limit abroad | EGP 10,000 Best | EGP 10,000 Best | EGP 200 |
| Monthly intl. online limit (from Egypt) | — | — | EGP 9,000 |
| Effective annual rate (APR) | 55.55% (3.75% /mo) Best | 55.55% (3.75% /mo) Best | 59.92% (3.99% /mo) |
| Nominal APR | 45% Best | 45% Best | 47.88% |
| Grace period | 57 days | 57 days | 58 days Best |
| First year free | No | No | No |
| Annual fee | EGP 600 Best | EGP 600 Best | EGP 650 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 600 Best | EGP 600 Best | EGP 650 |
| Late payment fee | EGP 150 | EGP 150 | EGP 150 |
| Over-limit fee | EGP 150 Best | EGP 150 Best | EGP 200 |
| Supplementary card fee/yr | EGP 300 | EGP 300 | EGP 450 |
| Foreign txn fee | 3% | 3% | 3% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 55.55% (3.75% /mo) Best | 55.55% (3.75% /mo) Best | 59.92% (3.99% /mo) |
| Cash advance APR (nominal) | 45% Best | 45% Best | 47.88% |
| Domestic cash advance fee | 5% (min EGP 50) Best | 5% (min EGP 150) Best | 7% (min EGP 70) |
| Cash advance limit | — | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 5% (min EGP 50) Best | 5% (min EGP 50) Best | 10% (min EGP 60) |
| Lounge access | Yes | Yes | Yes |
| Installments | Yes | Yes | Yes |
| Travel insurance | No | No | No |
| Purchase protection | Yes | Yes | Yes |
| Cashback | No | No | No |
| Rewards points | Yes | Yes | Yes |
| Rewards program | نقاطي | نقاطي | Pay with Rewards |
| Points per EGP | 2 Best | 2 Best | 0.9 |
| Free lounge visits/yr | 6 Best | 6 Best | 2 |
| Installment months | 60 | 60 | 36 |
| Min salary | — | — | EGP 5,000 |
| Min age | 21 | 21 | 21 |
| Max age | 65 | 65 | 65 |
| Approved employer | Yes | Yes | Yes |