2 products side by side
Arab Bank – LALIGA Platinum Credit Card
Visa Silver Credit Card No product wins everything — the right one depends on your need.
| Specs | Arab Bank – LALIGA Platinum Credit Card arab bank egypt | Visa Silver Credit Card banque du caire |
|---|---|---|
| Network | Visa | Visa |
| Tier | Classic | Classic |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | — | EGP 3,000 – EGP 4,999 |
| Purchase limit abroad (POS) | — | EGP 70,000 |
| Cash withdrawal limit abroad | — | EGP 3,000 |
| Effective annual rate (APR) | 34.33% (2.49% /mo) Best | 60.1% (4% /mo) |
| Nominal APR | 29.88% Best | 48% |
| Grace period | 57 days Best | 55 days |
| First year free | No | No |
| Annual fee | EGP 1,000 | EGP 250 Best |
| Fee waivable | No | No |
| Issuance fee | — | EGP 250 |
| Late payment fee | EGP 150 | — |
| Supplementary card fee/yr | EGP 1,000 | EGP 150 (first 5 free) |
| Foreign txn fee | — | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | — | 60.1% (4% /mo) |
| Cash advance APR (nominal) | — | 48% |
| Cash advance limit | — | Up to 100% of the credit limit in cash |
| Lounge access | Yes | No |
| Installments | No | Yes |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | Yes | No |
| Cashback rate | 5% | — |
| Rewards points | No | No |
| Free lounge visits/yr | 6 | — |
| Installment months | — | 36 |
| Min age | — | 21 |
| Max age | — | 65 |
| Approved employer | No | No |