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| Specs | Masri Visa Cashback Credit Card Abu Dhabi Commercial Bank – Egypt | Classic credit card Emirates NBD |
|---|---|---|
| Network | Visa | Mastercard |
| Tier | Classic | Classic |
| Contactless | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | No | No |
| Credit limit | EGP 5,000 – EGP 50,000 | EGP 2,964 – EGP 9,999 |
| Purchase limit abroad (POS) | EGP 30,000 Best | EGP 7,750 |
| Cash withdrawal limit abroad | EGP 3,000 Best | EGP 0 |
| Monthly intl. online limit (from Egypt) | EGP 9,000 | — |
| Effective annual rate (APR) | 101.22% (6% /mo) | 79.38% (4.99% /mo) Best |
| Nominal APR | 72% | 59.88% Best |
| Grace period | 57 days | 57 days |
| First year free | No | No |
| Annual fee | EGP 750 | EGP 300 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 750 | EGP 300 Best |
| Late payment fee | — | EGP 200 |
| Over-limit fee | — | EGP 150 |
| Supplementary card fee/yr | EGP 200 | EGP 200 (first 4 free) |
| Foreign txn fee | 5% | — |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 101.22% (6% /mo) | — |
| Cash advance APR (nominal) | 72% | — |
| Domestic cash advance fee | — | 4% (min EGP 50) |
| Cash advance limit | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | — | 10% (min EGP 60) |
| Lounge access | No | No |
| Installments | No | Yes |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | Yes | No |
| Cashback rate | 5% | — |
| Rewards points | No | Yes |
| Rewards program | — | Points Plus |
| Points per EGP | — | 1 |
| Min age | 21 | 21 |
| Max age | 65 | 65 |
| Approved employer | No | No |