Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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2 products side by side
- Remove
TMG World Mastercard 
Emirates NBD - Remove
Banque Misr World Mastercard Credit Card BANQUE MISR - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance Banque Misr World Mastercard Credit Card 60.1% vs 79.38% at TMG World Mastercard
- For cashback TMG World Mastercard 5% vs 0% at Banque Misr World Mastercard Credit Card
- Lowest annual fee Banque Misr World Mastercard Credit Card EGP 2,500 vs EGP 3,000 at TMG World Mastercard
If you carry a balance
Biggest differences
- Cash advance fee abroad 7 pts apart
- Points per EGP 7 apart
- Late payment fee ×3
- Over-limit fee ×2
All specifications
| Specs | TMG World Mastercard Emirates NBD | Banque Misr World Mastercard Credit Card BANQUE MISR |
|---|---|---|
| Network | Mastercard | Mastercard |
| Tier | World | World |
| Contactless | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | No | No |
| Credit limit | EGP 300,000 – EGP 5,000,000 | EGP 100,000 – EGP 300,000 |
| Purchase limit abroad (POS) | — | EGP 500,000 |
| Cash withdrawal limit abroad | — | EGP 6,000 |
| Monthly intl. online limit (from Egypt) | — | EGP 400,000 |
| Effective annual rate (APR) | 79.38% (4.99% /mo) | 60.1% (4% /mo) Best |
| Nominal APR | 59.88% | 48% Best |
| Grace period | 57 days Best | 56 days |
| First year free | No | No |
| Annual fee | EGP 3,000 | EGP 2,500 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 3,000 | EGP 2,500 Best |
| Late payment fee | EGP 200 | EGP 75 Best |
| Over-limit fee | EGP 150 | EGP 75 Best |
| Supplementary card fee/yr | EGP 1,500 | EGP 500 |
| Foreign txn fee | — | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | — | 60.1% (4% /mo) |
| Cash advance APR (nominal) | — | 48% |
| Domestic cash advance fee | 4% (min EGP 50) | 2% (min EGP 15) Best |
| Cash advance limit | Up to 100% of the credit limit in cash | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 10% (min EGP 60) | 3% (min EGP 50) Best |
| Lounge access | No | Yes |
| Installments | No | Yes |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | Yes | No |
| Cashback rate | 5% | — |
| Rewards points | Yes | Yes |
| Rewards program | Points Plus | Mastercard Priceless Specials |
| Points per EGP | 10 Best | 3 |
| Installment months | — | 60 |
| Min age | 21 | 21 |
| Max age | 65 | 65 |
| Approved employer | No | Yes |