Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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2 products side by side
- Remove
Al-Arabi Card 
BANQUE MISR - Remove
Installment card 
BANQUE MISR - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance Installment card 42.58% vs 60.1% at Al-Arabi Card
- Lowest annual fee Al-Arabi Card EGP 50 vs EGP 75 at Installment card
If you carry a balance
Biggest differences
- Annual fee EGP 25 apart
- Effective annual rate (APR) 17.52 pts apart
- Cash advance APR (effective) 17.52 pts apart
All specifications
| Specs | Al-Arabi Card BANQUE MISR | Installment card BANQUE MISR |
|---|---|---|
| Network | Visa | Mastercard |
| Tier | Classic | Classic |
| Contactless | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | No | No |
| Credit limit | Up to EGP 150,000 | Up to EGP 150,000 |
| Purchase limit abroad (POS) | — | EGP 100 |
| Monthly intl. online limit (from Egypt) | — | EGP 400,000 |
| Effective annual rate (APR) | 60.1% (4% /mo) | 42.58% (3% /mo) Best |
| Nominal APR | 48% | 36% Best |
| Grace period | 56 days | 56 days |
| First year free | No | No |
| Annual fee | EGP 50 Best | EGP 75 |
| Fee waivable | No | No |
| Issuance fee | EGP 100 Best | EGP 150 |
| Late payment fee | EGP 75 | EGP 75 |
| Over-limit fee | EGP 75 | EGP 75 |
| Supplementary card fee/yr | EGP 50 | — |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 60.1% (4% /mo) | 42.58% (3% /mo) Best |
| Cash advance APR (nominal) | 48% | 36% Best |
| Lounge access | No | No |
| Installments | Yes | Yes |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | No | No |
| Installment months | 24 | 36 |
| Min age | 21 | 21 |
| Approved employer | No | No |