Installment card
A Bank Misr credit card for local and international purchases, offering installments of up to 36 months and a grace period of up to 56 days.
- Annual fee
- EGP 75
- Rewards
- None
- Effective APR
- 42.58%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I carry a balance month to month
- Purchase APR lower than average
- I want to avoid card fees
- Annual fee lower than average
Not for you if
- I pay my card off in full
- Annual fee lower than average
- I want the most cashback
Not yet evaluated for: I want a card that is easy to get
- Annual fee EGP 75 Below the median of 36 Classic cards (EGP 250)
- Effective APR 42.58% Below the median of 35 Classic cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 75 a year — no interest.
What's good
- Interest-free instalments
Not known yet
1 more detail we don't have yet
All of this is measured against entry-level cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- Up to EGP 150,000
- Purchase limit abroad (POS)
- EGP 100
- Monthly intl. online limit (from Egypt)
- EGP 400,000
Interest & fees
- Effective annual rate (APR)
- 42.58% (3% /mo)
- Nominal APR
- 36%
- Grace period
- 56 days
- Annual fee
- EGP 75
- Fee waivable
- No
- Issuance fee
- EGP 150
- Late payment fee
- EGP 75
- Over-limit fee
- EGP 75
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 42.58% (3% /mo)
- Cash advance APR (nominal)
- 36%
Rewards & benefits
- تقسيط عمليات المشتريات استخدام البطاقة في تقسيط عمليات المشتريات على فترات تصل إلى 36 شهراً بعائد مدين مميز وفقاً لاختيار العميل عند استيفاء طلب الاصدار.
- الشراء باستخدام خاصية الـ Contactless إمكانية الشراء باستخدام خاصية الـ Contactless والتي تتيح لك التسوق الآمن والسريع وإجراء حركات المشتريات بسهولة ويسر.
Eligibility
- Min age
- 21
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedFreelancer
- Accepted professions
- any profession
- Accepted security types
- Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)
- Required documents
- National ID CopySalary Slip (Last 3 Months)Recent Utility Bill
| Nationality | egyptian |
Do the maths
Our take
Pros
- The ability to pay for purchases in installments over up to 36 months,.
- local and international usability
Cons
- Installment plans are subject to interest based on the selected terms, which may increase the total cost of purchases.
Our take
Bank Misr’s “Kasatha” Credit Card combines flexible usage with installment options, allowing customers to make purchases locally and internationally while settling payments in Egyptian pounds. It offers installment plans of up to 36 months, depending on the option selected during application, as well as a grace period of up to 56 days. Additional features include supplementary cards, repayment through the bank’s branches and eligible cash-deposit ATMs, and Mastercard-related discounts and offers. However, installment plans are subject to an applicable interest rate based on the selected terms, so customers should review the financing cost before choosing a repayment period.
A Bank Misr credit card for local and international purchases, offering installments of up to 36 months and a grace period of up to 56 days.
Compare
| Installment card BANQUE MISR This one |  Al-Arabi Card BANQUE MISR |  Visa Silver Credit Card banque du caire |  Arab Bank "Travel Mate" Visa Credit Card arab bank egypt |
|---|---|---|---|
| Annual fee | |||
| EGP 75 | EGP 50 | EGP 250 | EGP 5,000 |
| Rewards | |||
| None | None | None | None |
| Effective APR | |||
| 42.58% | 60.1% | 60.1% | 34.33% |
Added Thursday 22 October 2026 - 05:26 PM Updated Monday 26 October 2026 - 02:22 PM